Hiring a workers' comp attorney costs nothing up front (more on that later), and it gives you the best chance to receive a fair settlement or award for your injuries. Your employer's settlement offer doesn't cover all your lost wages or medical bills.
Hiring a lawyer for a workers comp claim is a question every injured worker faces and the truth is that most situations – injured ankle, cut on the arm, sore back – are easily treated and won’t require more than a bag of ice, a trip to the doctor, a few aspirin and some rest.
Although most workers’ comp claims do not result in lawsuits, there are certain instances when employers can benefit from consulting an attorney. If your business employs an individual who has suffered an injury on the job, you may wonder if you should involve a lawyer to assist you with any workers’ comp related matters .
Unfortunately, they're usually correct. Hiring a workers' comp attorney costs nothing up front (more on that later), and it gives you the best chance to receive a fair settlement or award for your injuries. Your employer's settlement offer doesn't cover all your lost wages or medical bills.
If your injury requires surgery or affects your ability to work for a significant length of time, you should immediately hire a workers’ comp attorney who can help you get compensation for medical expenses and lost wages. Even if you’re on the fence about the whole thing, it’s worth just getting a lawyer’s perspective on your case.
As a general rule, you may be able to get by without an attorney if all of the following statements are true: 1. You suffered a minor workplace inj...
In addition to making sure you file all the necessary forms and meet the deadlines, an experienced attorney will know how to gather the evidence ne...
The workers' compensation system may have been intended to provide prompt and fair compensation to injured workers. But now, it seems to work mostl...
If an employee is injured and your business lacks proper insurance, you can be held liable for medical costs, and you could face state penalties and lawsuits.
Lawyers help employees assess the cost of their injury or illness to determine how much money they should receive. To do so, attorneys consider medical bills, rehabilitation costs, time away from work, and the type of disability that the employee has incurred.
They feel a lawyer can help them prepare their case better than they could alone. Speaking openly to employees about their workers’ comp benefits and providing official digital or printed information may reduce the likelihood that they will involve lawyers in a claim. But when they do, it is usually to:
A knowledgeable workers' comp attorney is essential in cases involving permanent injuries or illness. You receive or plan to apply for Social Security disability benefits.
If you can't agree on a good settlement, an attorney can prepare for and represent you at the hearing or trial. Learn more about what a good workers' comp lawyer should do and what to look for in a workers' comp attorney.
You were injured because of a third party's actions or your employer's serious misconduct conduct. The workers' comp system was designed to prevent civil lawsuits for work-related injuries. However, you are permitted to sue outside workers' comp in certain situations, including when someone other than your employer contributed to your injury ...
When You Can Probably Represent Yourself. As a general rule, you may be able to get by without an attorney if all of the following statements are true: You suffered a minor workplace injury, such as a twisted ankle or a cut requiring a few stitches. Your employer admits that the injury happened at work.
Your employer denies your claim or doesn't pay your benefits promptly. Employers and workers' comp insurers routinely reject bona fide workers' comp claims, confident that many workers will fail to appeal. Unfortunately, they're usually correct.
Another reason to hire a workers’ compensation attorney is that it probably doesn’t cost as much as you think.
Simply put: it is illegal for a company to discriminate or harass an employee for the sole reason of that employee being injured at work or hiring an attorney to assist them with their workers’ comp case. It’s also important to note that retaliation does not only including firing; being demoted, denied a promotion for which you are otherwise ...
When a workers comp claim is filed there are a few different things that can happen. The first is that the workers comp insurance will pay for treatments after a claim is filed. This could be physical therapy, doctors visits, medications, lost wages, or even disability coverage. Insurance companies can offer a payment sum that they think is fair. ...
Unfortunately, after a claim is made occasionally the employer or insurer will try to avoid payment. They will try to argue that the injury wasn’t fully because of the job or that it was pre-existing. If this is the case, then the employee will have to argue their case (often with the help of a lawyer).
They may feel that going to court and having a legal battle is their next option. Though this is rare because of the fees involved in taking it all the way to court. A workers comp case can be quick and painless or a long-drawn-out process. It all depends on the insurance company.
One of the most common reasons for a denial in a claim is that the timeline isn’t followed. After the injury you will likely have to see a doctor to get official diagnosis and treatment plans. At these visits it is important to share a full, truthful medical history.
All employers are required to have worker compensation insurance for every employee . This coverage isn’t dependent on any specific factor. Every employee has to be covered, regardless of hours worked, dependents, or time with the company.
It can end in a matter of days (unusual) or a matter of months (usual). The timing difference in the two is usually the presence of a lawyer. People on all sides of workers compensation hearings agree that having a lawyer involved is a good thing.
The questions in a workers compensation trial usually are meant to challenge the authority of expert witnesses provided by one side or the other. If a worker is called upon, it usually is to substantiate his claims or challenge them, depending on which side is asking the question.
The reason for workers compensation mediation is the two sides can’t agree on a settlement, so they bring another adult in the room and hope everybody is ready to get this matter resolved. The mediator’s job is to act on behalf of both sides and push the process toward a settlement.
The first step in the settlement process with an injured worker begins after the doctor treating the case declares the patient to be “as healthy as he is going to get.” That is referred to as Maximum Medical Improvement – designated as MMI – and understanding it is vital to everyone involved in workers compensation.
IME’s also are used when an employee is denied workers comp benefits and no medical care benefits are given. The insurer would need evidence from IME physicians to support their case.
If the injury the worker suffered affected numerous parts of his body, then a whole person impairment rating is needed to help determine the level of disability and its effect on future earning capabilities. Each injured part of the body is given a separate rating based on the how severe the injury is.
An impairment rating is given to an injury that is permanent, but may not affect your ability to do a job. For example, a construction worker may lose a thumb in a work-related accident. He has received treatment, but the loss of a thumb is permanent and he is seeking compensation.
These exams, which are called independent medical examinations (IMEs) in most states, can have a significant impact on the outcome of your case. So it's important that you prepare for the IME, ...
If you're caught exaggerating your symptoms, you will lose credibility and may have difficulty getting the benefits you deserve . However, while you should avoid exaggeration, you also shouldn't downplay your pain or symptoms to seem more credible. Just be honest, thorough, and accurate about what you're experiencing.
Although workers' compensation is a no-fault system, the examiner will want to make sure that the accident is in fact related to your job. Also, the IME doctor may be looking for inconsistencies in your story.
This is not a memory test, so if you can't remember a specific date or medication, that's fine.
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For the best possible outcome in your workers’ compensation case, you should hire an experienced attorney that has a proven record of success in various types of workplace injury claims.
At the time of an accident or injury a worker may be embarrassed, dazed or disoriented. They may not be thinking as clearly as they normally would, even if they have no outward appearance of injuries.
A good method to accomplish this is to purchase a separate calendar to keep track of your doctor’s visits and symptoms. It can be a wall or pocket calendar, or something as simple as a printout from your computer. Finally, make sure to keep copies of everything, including all costs associated with the injury.
This is the greatest mistake an injured worker can make. As stated above, it is extremely tempting to do things for one’s self, especially when living alone. However, it is the one time when you do venture down the driveway to get that heavy package out of the mailbox or carry in that bag of groceries when you are caught in the act by a zealous insurance adjuster who has sent out a private investigator for the sole purpose of discrediting the inju red worker.
They work for the employer’s insurance company. The adjuster’s job is to pay you the least amount of benefits and that is in the best interest of his or her employer. This is not to say that all employers or their insurance companies, are out to intentionally deceive people.
Another way your claim can be diminished or denied is by not following your doctor’s treatment plan or advice. If your doctor orders follow-up tests or physical therapy, it is extremely important that you follow up on everything, even if you are feeling better.
You do not have to give a recorded statement or sign a medical authorization. Much like a criminal case, anything you say can and will be used against you. My clients are often shocked when they find out they were never required to give a recorded statement. The adjuster may tell you they can’t proceed with your claim until you sign certain paperwork.