why did my attorney give the hospital my auto insurance information when it wasn'tmy fault

Who pays for my medical bills after a car accident?

May 16, 2018 · The reason they want this information is because they want to make a claim against your medical payments coverage on your automobile policy. As a personal injury lawyer, I think this is a bad idea. You should always put your health bills on your health insurance. This will help us help you later.

Should I give my health information to my Driver's insurance company?

Jun 07, 2019 · According to some estimates, the hospital receives only 25 to 60 cents on the dollar from your health insurer, when compared to your auto insurance company. In other words, if they bill the auto insurer first, your medical providers can get a much more substantial piece of the final payout for your accident claim.

Can the insurance company access my medical information without permission?

Jul 09, 2014 · Car Insurance Companies are NOT Covered by HIPAA. Even worse, the auto insurance company is not covered by HIPAA. This means that it has no legal obligation to maintain the privacy of the medical and health information they have gathered with your Release. For instance, as soon as the insurance representative hangs up the phone, your claim will ...

Do You Know Your HIPAA rights after a car accident?

Oct 30, 2018 · The hospital does not have a legal right to compel you to disclose and provide car insurance information. As well, the hospital cannot deny you care, regardless of your health insurance status. Providing your car insurance information benefits the hospital, not you. The reason the hospital may attempt to seek reimbursement through auto insurance coverage is to …

Is it a legal requirement to provide insurance details after an accident?

If nobody has been injured as a result of the accident, there's no legal requirement to provide details of your car insurance, but it might speed up the claims process if you exchange insurance company details and policy numbers.Mar 26, 2019

Who pays the medical bills in a car accident?

After a car accident, the victim is generally responsible for paying his or her medical bills. This is the case even if it is clear that the other driver was at fault for the crash. If the victim has health insurance or Med-pay, the insurance company may cover the costs as they accumulate.Oct 3, 2021

How are medical bills paid after a car accident in Michigan?

If someone gets injured in a motor vehicle accident, the victim's health insurance company should pay first, then the auto insurance company follows afterwards by paying the remaining balance. This happens when citizens have excess medical benefits on their auto insurance policies in Michigan.

Are accidents covered by health insurance?

Accident Cover as an Add-On in the Health Plan Usually, in such policies, in case of a road accident, all medical expenses right from ambulance charges to in-patient hospitalization care are covered. Some plans also extend their coverage to post-hospitalization expenses like physiotherapy, consultation fees, etc.

How does Med pay Work on auto insurance?

Medical payments coverage helps pay for medical and funeral expenses after a car accident. It's an optional form of auto insurance that typically covers the policyholder, family members driving the car and any passengers. Also known as medical payments coverage or MedPay, coverage applies no matter who's at fault.Feb 2, 2022

How much should I settle for a back injury?

For lower back injury settlements for sprains and strains, the average settlement is between $10,000 and $50,000. The larger settlements are the result of better lawyering and specific facts which can change the value of your case.Feb 13, 2022

Does my medical insurance cover car accidents in Michigan?

Yes. Health insurance covers car accident injuries in Michigan. Generally, it will pay when a person has coordinated No-Fault auto insurance or when medical bills exceed a certain dollar amount.Apr 23, 2020

Does Blue Cross Blue Shield of Michigan cover auto accidents?

Blue Cross and BCN already pay primary on auto accident-related medical claims for our fully insured individual and group coverage. Members may still want to purchase PIP coverage because it also pays for items that health insurance doesn't, such as attendant care, lost wages and vehicle or housing modifications.Jul 1, 2020

Does Michigan Medicare cover auto accidents?

Does Medicare cover auto accident injuries in Michigan? Yes, under certain circumstances, Medicare will cover auto accident-related injuries in Michigan. But unlike No-Fault auto insurance, it will want to be reimbursed and it will not cover all of the vital medical care services that a car accident victim needs.Feb 14, 2020

What is the difference between medical insurance and accident insurance?

While there are some similarities between health insurance and accident insurance, health insurance is a must for virtually everyone, while accident insurance is supplemental insurance that is optional and is meant to supplement existing insurance.Feb 10, 2020

What is the difference between medical insurance and personal accident insurance?

Your health insurance plan won't offer benefits beyond healthcare such as disability and death coverage. Personal accident cover can however help prevent you or your family from carrying some of the major additional financial burdens incurred. These include: Loss of income due to death or disability.

What is additional SI for accidental hospitalization?

On Renewal , we will increase your SI by 5% every year maximum upto 50%. No effect of claim on loyalty benefit. In case of Hospitalization due to accident ,claim the expenses incurred on hospitalization upto specified amount.