why did my attorney give the hospital my auto insurance information when it wasn't my fault

Who pays for my medical bills after a car accident?

Why am I responsible? We hear this all the time when clients first come to our office. The simple answer is yes; you should give the hospital your health insurance information. It benefits you to file your health insurance for several reasons. First of all, even if the hospital says they will file the at-fault-drivers car insurance, you still are the responsible party on that bill.

Should I contact my insurance company after a car accident?

Sep 27, 2021 · A. Your health insurance will pay your medical bills after an accident, or you may have to pay them out-of-pocket if you don’t have health insurance. Car insurance may reimburse the payer after your bodily injury liability claim has been processed. When another driver is at fault for an accident you can take comfort in knowing they are ...

Should I give my health information to my Driver's insurance company?

Jul 09, 2014 · Doctors and medical facilities must keep your information private and not disclose it to anyone outside the medical field without your permission. You have complete control over who gets access to your health and medical information. In other words, unless you give a person or corporation your health or medical information (or give them written ...

Do You Know Your HIPAA rights after a car accident?

Aug 09, 2021 · Call Dolman Law Group Accident Injury Lawyers at 833-552-7274 (833-55-CRASH) or complete our online contact form. We’ll schedule a complimentary consultation to discuss your case. Dolman Law Group Accident Injury Lawyers, PA. 1820 NE 163rd St 306.

How are medical bills paid after a car accident in Michigan?

If someone gets injured in a motor vehicle accident, the victim's health insurance company should pay first, then the auto insurance company follows afterwards by paying the remaining balance. This happens when citizens have excess medical benefits on their auto insurance policies in Michigan.Apr 1, 2022

Do insurance companies talk to each other?

Answer provided by While car insurance companies don't talk directly to each other, they do share information. All car insurance companies can access your claims history through a database called the Comprehensive Loss Underwriting Exchange (CLUE). They will also use other similar statistics to assess your risk.

Do other insurance companies know about claims?

And how does the insurer know? Yes, it's true. Insurance companies share information about claims in a database called the Comprehensive Loss Underwriting Exchange (CLUE) to help them assess the risk of a claim when you apply for a policy.Mar 15, 2013

What information do insurance companies have access to?

Insurance companies will ask for personal information such as your Social Security number and birth date to confirm your identity. They may also want to know what your salary is because they might limit how much insurance you can get based on your annual earnings. It's important to answer questions honestly.Mar 26, 2021

What is HIPAA law?

The Health Insurance Portability and Accountability Act of 1996 (HIPAA) is a federal law that strives to protect the privacy of your health and medical information. The HIPAA system is in two parts: 1 Doctors and medical facilities must keep your information private and not disclose it to anyone outside the medical field without your permission 2 You have complete control over who gets access to your health and medical information

What is HIPAA system?

The HIPAA system is in two parts: Doctors and medical facilities must keep your information private and not disclose it to anyone outside the medical field without your permission. You have complete control over who gets access to your health and medical information. In other words, unless you give a person or corporation your health ...

Can I refuse to sign a medical authorization?

Or, you can refuse to sign the Authorization and inform the insurance representative that you will gather all the medical records and documentation that will be needed for them to review and evaluate your claim and you will provide just that documentation to them. However, unless you are experienced in medical or legal fields, this may not be a viable option for you when you don't know how to identify all the medical providers and how to assemble all that documentation in a way to meet the needs of the insurance company evaluating your claim.

Is medical information private?

In other words, unless you give a person or corporation your health or medical information (or give them written permission to access that information), your health and medical information remains private within the medical facilities.

How to tell insurance that you are at fault?

First, inform the other person's insurer that you have been involved in a crash with one of its policyholders. Relay only the facts of the accident, even if you believe the other driver to be at fault, it’s not smart to just say that. Instead, give the insurer the facts to show their driver is at fault and liable for your damages.

Why do insurers tell you to seek payment from your own insurer?

The at-fault driver's insurer may tell you to seek payment from your own insurer because it has no evidence of its policyholder's fault. Although most states have made it illegal for an insurer to deny claims without reasonably investigating the facts, or to deny claims when its liability is reasonably clear, you may not want to fight the other person's insurance company.

How to report an accident to the police?

It’s vital to get complete information on the other party at the accident scene. Collect the following: 1 Other driver's name and address 2 Other driver's insurance company name and policy information 3 Statements and contact information from witnesses 4 Take pictures of the accident scene -- most smartphone cameras are suitable. If you can take pictures of the cars as they sit right after the accident it is best. If you had to move due to safety concerns, then take photos of the damage to each vehicle.

What is a third party claim?

What is a third-party claim? Here are some tips to ensure you maintain your cool — and your sanity — when making a claim with someone else’s auto insurance company, known as a third-party claim. (Making a claim with your own insurer is a first-party claim).

What to do if you are at fault for a car accident?

If you decide to fight the at-fault driver's insurer on your own you'll need a lawyer — especially if you've been seriously injured. An attorney can help you navigate the sometimes-murky laws that govern insurance. But keep in mind that if you hire an attorney, he will take a cut of any settlement he helps you get.

Can you file a claim if you are not at fault?

Even if you're not at fault, you can make a claim with your insurance company for payment of damages and injuries -- if you have the right coverages . If you have collision insurance, file a claim with your own carrier. It will pay for the cost of repairs or total loss of your vehicle.

What is replacement cost?

Replacement cost is the amount of money it would take to replace your vehicle with a similar one. Depreciation is the amount of money your car has devalued over time. The insurer also should pay for the sales tax on the new vehicle that you purchase with the insurance money.

What can a car accident lawyer do?

A car accident lawyer can help you calculate the true value of your claim and ensure you do not settle for less than you deserve. Progressive insurance adjusters also have a tendency to invalidate, question, dismiss, or deny the seriousness of your injuries.

How long can you work after a car accident?

In addition, injuries can keep you from working for weeks or even months after a serious car accident. As a result, you may lose out on a lot of income that you usually rely on to pay your housing payment, utility bills, expenses for your children, and necessities like food or medicine.

Why do you need a recorded statement from Progressive?

One of Progressive’s favorite tactics is telling injured victims that they need to obtain a recorded statement about the accident in order to speed up the processing of the claim. They may even tell you that you must give them a recorded statement to receive a settlement offer.

How much is Progressive worth?

Progressive might make it simple to purchase or change a car insurance policy, but they make it almost impossible to get paid for an injury claim! They only care about maximizing their profits, which explains why Progressive has a net worth of over $60 billion.

Who is the spokesperson for Progressive Insurance?

May 19, 2021. by Stewart Guss. You’re probably quick to recognize “Flo,” the bubbly, energetic spokesperson for Progressive Insurance. She’s even become a popular Halloween costume choice! Her cheerful commercials make choosing insurance seem easy—and even fun!

What is demand phase of Progressive insurance?

That was a mouthful, but let us explain. When you file your own insurance claim, you must include the amount of money you’re seeking for your losses. This is known as the demand phase of the case. Many people simply add up repair bills and medical bills and submit them to the insurance company. Progressive is all too happy to pay an amount claimed even though they know you likely have other losses that will surface later. They realize unrepresented claimants regularly request less than they deserve, but Progressive will keep quiet about it! As time passes, claimants may realize they grossly underestimated their claim value, but it’ll be too late to reopen the claim.

Can a car accident cause permanent disability?

In some cases, a car accident injury can cause permanent disabilities that keep you from working for the rest of your life or cause you to switch to a lower-paying job. For example, someone who suffers a brain injury may not return to work as a lawyer, researcher, accountant, or similar profession.

Why do insurance companies want your records?

The insurance company wants your records for two reasons: (1) so they can evaluate your injuries (this is what they tell you) and (2) so they can find a reason not to pay your claim. You should find an attorney for this case, to make sure you receive full compensation for your injuries. I'd be happy to help you.

How much does Florida insurance pay for car accident?

As Florida is a "no fault" state, your own insurance company is required to pay 80% of the first $10,000.00 of your medical bills from a car accident. If you intend to make a claim against the other driver's insurance company for anything other than the remaining 20% of your medical bills, such as for compensation for your pain and suffering, we certainly suggest you contact an experienced personal injury attorney before you sign any general authorization from the other driver's insurance company.

What is the best service for injury lawyers?

One of the most helpful services provided by an injury lawyer is the collection medical payments expenses for the client. Our firm does not even charge a fee for this service. As you are discovering, dealing with an insurance company can be frustrating. I think that the company is entitled to documentation of the bills and the services provided. The records should not be used for any other purpose. The refusal of your health insurance to cover the bills is another issue. You may need to retain a lawyer to assist you with this claim. Good Luck.

Can you file a claim with your own insurance in New York?

Under New York law it is NOT the other insurance company that should be paying your medical expenses. It is the insurance company for the car that you occupied. You file your claim with your own insurance company for medical bills, lost wages, etc. You go after the other driver and owner, and hence their insurance company, if you are claiming property damage (no medical release required) or personal injury damages (i.e. pain and suffering). If you are making a claim for personal injury damages, then you must really consult with a lawyer before you even communicate with the other insurance company in any way. For Heavens sake, dont give them a recorded or written statement!

Does Florida have PIP insurance?

In Florida each driver is supposed to carry PIP insurance which will pay his bills. If you are making a claim, then they would have the right to get the medical records for the treatment for which you are seeking to claim for medical bills.

Does insurance cover medical bills?

The short answer is yes, the other party's insurance doesn't have to pay bills until you show proof. However, the car in which you were riding should have coverage to pay bills related to the accident. This is called personal injury protection or PIP. If for some reason there is no PIP, your medical insurance should cover the bills.

Can you get medical records from another party in Ohio?

In Ohio if you are seeking to have your medical bills reimbursed from another party's insurance they have a right to a reasonable inspection of your medical records to substantiate the claim. They can go back in time to be certain that it was not an injury that was preexisting. However, that being said, they can only access what is reasonably related to your claimed injuries. An example would be if you are claiming back, neck and head injuries they are not entitled to medical records from your gynecologist that are fifteen years old. When dealing with insurance companies you should be sure to consult an attorney to be sure that you are being compensated fairly and that you factor in all the things that you should be compensated for.