If charged with a DUI violation, your auto insurance will go up. DUI drivers are generally riskier to insure, and some insurance companies may even refuse coverage. According to Bankrate, drivers in Massachusetts face a staggering 87% increase in their insurance rates after a DUI.
You should notify your insurance carrier right away after a court conviction. This will undoubtedly increase your premiums, but being proactive can help you determine the damage to your insurance rather than being surprised later on when they inevitably find out. Here are a few examples of when you should inform an insurance provider of a DUI:
Your auto insurance will cover your up to your policy’s limit. Regardless of fault – even if you were under the influence of alcohol or drugs – your insurance will cover the damage to your car. Your insurance will also cover damage to someone else’s property and any subsequent injuries.
NEWTOWN SQUARE–On Sept. 25 at approximately 7:24 p.m., Newtown police responded to the 100 block of East Chelsea Circle in Greene Countrie Village for a report of an injured person in the woods to the back of the home. Upon arrival, police met with a neighbor who took police to the woods approximately 30 feet from the home, according to the report.
On Sept. 24 at approximately 12:44 a.m., police responded to the 400 block of Media Line Road for a reported motor vehicle accident with no injuries reported.