is it best to retain an attorney when dealing with workers comp

by Alexandrea Goodwin 8 min read

Unfortunately, they're usually correct. Hiring a workers' comp attorney costs nothing up front (more on that later), and it gives you the best chance to receive a fair settlement or award for your injuries.

What is the highest workers comp settlement?

a $10 millionTo date, the largest settlement payment in a workers' comp case came in March of 2017, with a $10 million settlement agreement.Feb 11, 2021

Why is workers comp so hard to deal with?

They are overworked, underpaid, and the law that governs what they owe you is very restrictive. So, if the adjuster is doing their job and fulfilling their responsibility to their employer, they often have to deny benefits. They control what doctors you see and control the money.

When You Can Probably Represent Yourself

As a general rule, you may be able to get by without an attorney if all of the following statements are true: 1. You suffered a minor workplace inj...

What Your Attorney Will Do For You

In addition to making sure you file all the necessary forms and meet the deadlines, an experienced attorney will know how to gather the evidence ne...

Tilting The Scales in Your Favor

The workers' compensation system may have been intended to provide prompt and fair compensation to injured workers. But now, it seems to work mostl...

What is a workers comp attorney?

A knowledgeable workers' comp attorney is essential in cases involving permanent injuries or illness. You receive or plan to apply for Social Security disability benefits.

What to do if you can't agree on a settlement?

If you can't agree on a good settlement, an attorney can prepare for and represent you at the hearing or trial. Learn more about what a good workers' comp lawyer should do and what to look for in a workers' comp attorney.

What to do if your employer has fired you?

If your employer has fired you, demoted you, slashed your hours, reduced your pay, or engaged in any other form of discrimination because you filed a workers' comp claim, contact a workers' comp attorney immediately to protect your legal rights. You were injured because of a third party's actions or your employer's serious misconduct conduct.

What are some examples of situations that call for a lawyer's intervention?

Here are some examples of situations that call for a lawyer's intervention: Your employer denies your claim or doesn't pay your benefits promptly. Employer s and workers' comp insurers routinely reject bona fide workers' comp claims, confident that many workers will fail to appeal. Unfortunately, they're usually correct.

Do you have to have judicial approval for workers comp?

Although workers' comp settlements must have judicial approval, judges will usually sign off on any agreement as long as it's not grossly unfair. If you really want someone to get you the best settlement possible, call an attorney.

Does a workers comp attorney cover lost wages?

Hiring a workers' comp attorney costs nothing up front (more on that later), and it gives you the best chance to receive a fair settlement or award for your injuries. Your employer's settlement offer doesn't cover all your lost wages or medical bills.

Can you represent yourself without an attorney?

When You Can Probably Represent Yourself. As a general rule, you may be able to get by without an attorney if all of the following statements are true: You suffered a minor workplace injury, such as a twisted ankle or a cut requiring a few stitches. Your employer admits that the injury happened at work.

What does an attorney do for you?

A lawyer will file the paperwork on time, build your case, negotiate with the insurance company and draft a settlement, if one is agreed on. If it’s not, you’re headed for a hearing.

What to do if your insurance doesn't agree with your rating?

If the insurance company doesn’t agree with the rating, it can require you to get an independent medical exam (IME) by a doctor of its choosing. Chances are that doctor will give you a lower rating than what you (and your sore neck) feel you deserve. A lawyer can help convince a judge you are entitled to a higher rating.

What happens if an injury is unreported?

That injury is aggravated further at work, suddenly becomes serious and the employer/carrier says the original injury didn’t occur at work.

How long does it take to file a workers comp claim?

Reporting regulations and deadlines vary from state to state, but it should typically take no longer than 30 days to complete this process.

Do attorneys cross-examine witnesses?

An attorney not only will prepare your argument, he or she will prepare you to say the right things in testimony. They also will cross-examine the insurance company’s witnesses. That job should not be left up to amateurs. Unlike civil cases, workers compensation law has a safety net of sort.

Is it bad to handle workers compensation?

Unless you’re an attorney or enjoy reading workers compensation manuals in your spare time, probably not. Handling a case on your own is usually a bad idea, especially since the insurance company will be represented by someone who’s probably handled hundreds of cases.

Can a twisted back turn into a knee surgery?

However, if your work injury is serious and things get contentious between you and your employer or the insurance carrier handling the case, there is no question that it’s in your best interests to at least talk to a workers comp lawyer. A twisted knee or strained back can turn into knee or back surgery and things get serious very quickly.

What are some suggestions for effective claims management?

1. Injury Reporting Process- Employers should have an injury reporting plan in place. An injury reporting plan would be noted in the employee rules of conduct and provide a step-by-step plan for employees to follow in the event of an injury. 2.

What is assurance claims advocate?

Assurance Claims Advocates are experts in their role and can help the client manage the claim, as well as work directly with carrier adjusters to obtain best case scenario outcomes.

What are the benefits of workers comp?

Injured workers should understand the available benefits through the workers' comp system. While each state has its own rules for eligibility and amounts, the following benefits are typically available: 1 temporary disability benefits: paid while you are off work and still recovering from your injury 2 permanent disability benefits: compensation for lasting physical impairments caused by the injury 3 medical treatment: reasonable and necessary medical care for your injuries 4 vocational rehabilitation: job retraining and other help finding a job within your work restrictions, and 5 mileage: compensation for your travel to and from doctor's appointments and other workers' comp-related travel.

What happens if you miss the deadline for workers comp?

If you miss the deadline, you might lose your right to collect workers' comp benefits. In some states, you'll also need to file a workers' compensation claim form by a certain date in order to officially start your claim. To learn more about these requirements, read our article on filing workers' comp claims. 2.

What does "reduces or denies your benefits" mean?

reduces or denies your benefits. makes a settlement offer, or. ignores your claim or your requests for information. It can be difficult to navigate the workers' comp system, including when to accept a settlement offer and for how much.

Do you keep copies of workers comp claims?

It's always in your best interest to keep copies of paperwork concerning your workers' comp claim, including work restrictions, letters from your employer or the insurance company, and completed forms (such as an accident report).

Can you make ends meet without workers comp?

Without workers' comp benefits, it can be difficult to make ends meet after a work injury. Unfortunately, too many injured workers make simple, but costly, mistakes during the workers' comp claims process. If you're injured at work, it's important to understand your legal rights and responsibilities. Here are some practical tips on how ...

Do you have to treat with a doctor?

In many states, workers must initially treat with a doctor chosen by the insurance company . When you treat with the insurance company's doctor, there is a potential conflict of interest. These doctors are paid primarily by insurance companies and may not always have your best interests in mind.

Can you appeal workers comp denial?

They frequently deny legitimate workers' compensation claims in an attempt to save money. However, you have the right to appeal the insurance company's denial. Many workers who received initial denials end up receiving at least some workers' comp benefits after filing an appeal.

Can I file a workers comp claim on my own?

But if several attorneys say no, you may still file a claim and proceed on your own. Contact your state workers’ compensation agency to get information and the necessary forms. Some state agencies have free assistance programs or ombudsmen to help injured employees through the process.

Do workers comp lawyers get paid?

In almost all states, workers’ comp lawyers charge a certain percentage of your settlement or award. If you lose your case, your lawyer isn’t paid. So attorneys might hesitate about taking your case for various reasons, including:

Should I take workers comp earlier?

Lawyers generally prefer to take workers’ comp cases earlier in the process, when they have more opportunities to help. If you’ve already missed filing deadlines or lost at a hearing, it could be difficult to win compensation for you.