how much interest can the ohio attorney general charge on a certified debt

by Lupe Quitzon 3 min read

How long does the Ohio Attorney General have to collect debt?

Make a payment online or contact the Attorney General's office at (888) 301-8885. There is a $1.00 transaction fee for Internet Checks or a 2.5% fee (Minimum $1.00) for Credit Cards. Please be advised that we are in the process of updating our new payment processing system to further provide more secure and safe payment processing.

How do I pay outstanding obligations to the Ohio Attorney General?

This is a very old debt. Why are you still collecting on it? Per Ohio Revised Code section 131.02(F)(2), we have 40 years to collect most state debts. Where do I send my payments? Payments should be mailed to: Ohio Attorney General’s Office, Collections Enforcement Section, P.O. Box 89471, Cleveland, OH 44101-6471.

How do I pay outstanding debts to the state of Ohio?

The federal Fair Debt Collection Practices Act and the Ohio Consumer Sales Practices Act cover consumer debts used primarily for personal, family or household purposes, such as credit cards, auto loans, utility bills, medical bills, mortgages and some student loans. They do not cover debt owed to a governmental agency, such as unpaid parking ...

What is the Ohio Attorney General's office collections enforcement section?

Jun 16, 2020 · This agreement should set forth what fees, interest charges, or penalties the debt collector can add. Any additional charges outside of the debt agreement must be permitted by Ohio law – otherwise, it is prohibited. Interest & Fees. Many credit agreements now specify how much debt collectors can tack on.

Can a collection agency charge interest?

Regarding that amount: A debt collector can charge interest, but only up to the amount stipulated in your contract with the original creditor. Most states also cap the amount of interest and fees a debt collector can charge. Per FDCPA, a collector must cease contact if you send a letter requesting they do so.Apr 10, 2017

What is the statute of limitations on collecting a debt in Ohio?

six yearsOhio's statute of limitations is six years regardless of the type of debt. The time limit is counted from when a debt became overdue or when a borrower last made a payment, whichever happened more recently. If it's been more than six years, a creditor cannot sue a debtor for debt collection purposes.

Can you set up a payment plan with Ohio Attorney General?

If needed, a payment plan can be arranged by calling the Attorney General's Office at (614) 752-2211.

Can Ohio Attorney General garnish wages?

Yes. The State of Ohio retains the right to offset any monies owed to the applicant, including federal and state tax refunds. Will the Attorney General cease garnishment, foreclosure and other collection activities while an offer is pending?

Can a creditor take my house in Ohio?

If you live in a state where the homestead exemption is $30,000 or more, creditors cannot seize your home for payment. If you live in a state in which the homestead exemption is only $10,000, creditors may be able to sell your home and pay you $10,000. The homestead exemption is important in two arenas.Jul 12, 2021

Can a collection agency garnish your wages in Ohio?

In Ohio, a debt collector may only garnish up to 25% of your non-exempt wages and must leave at least $425 in your bank account. They also may not seize a vehicle worth less than $3,225.May 18, 2021

How do you find out what I owe the Ohio attorney general?

NOTE: For information on paying a tax debt or other debt owed to the state of Ohio, please contact the Attorney General's Collections Enforcement Section online or by calling 877-607-6400.

Does Ohio Attorney General report to credit bureaus?

We do not report delinquent debts to the credit bureaus. However, if any legal action has occurred, those items may be reported by our special counsel or by the local county clerk's office.

What does the Ohio attorney general investigate?

Agents from the Special Investigations Unit investigate officer-involved critical incidents and OHLEG misuse and help local officers solve felony-level cases of homicide, financial crimes, public corruption and voter fraud, among other crimes.

Why would I get a letter from the Ohio attorney general?

Collections Enforcement offers taxpayers, who have had their income tax refund taken to pay off a state debt, the ability to make a written "Request For Administrative Review of Income Tax Refund Offset.Jun 7, 2018

Can a debt collector come to your house?

Debt collectors don't have any special powers that can help them to collect a debt. You might find that they contact you through phone calls and letters however in some cases they may visit your home too. If a debt collector shows up at your house, you don't have to open the door to them or let them in.

Can my bank account be garnished?

If a debt collector has a court judgment, then it may be able to garnish your bank account or wages. Certain debts owed to the government may also result in garnishment, even without a judgment.Feb 9, 2017