damage from a hurricane, how to pick the best attorney to help

Contact a Hurricane Damage Claims Lawyer Even before you pick up the phone to call your insurance company, it’s wise to contact a qualified attorney who works with hurricane damage claims. They can help you throughout the claims process so that you can avoid many of the most common pitfalls that delay or derail other people’s claims.

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How can a civil litigation attorney help with hurricane damage claims?

Contact a Hurricane Damage Claims Lawyer Even before you pick up the phone to call your insurance company, it’s wise to contact a qualified attorney who works with hurricane damage claims. They can help you throughout the claims process so that you can avoid many of the most common pitfalls that delay or derail other people’s claims.

Are insurance adjusters shortchanging you on Hurricane claims?

Jul 27, 2021 · Your lawyer can help evaluate your claims. With the help of your hurricane damage claims lawyer, you can evaluate the coverage you can expect from your insurance company. If you check your insurance policy carefully, you will find that you will have coverage for specific items like roof repair damage, mold damage repair, window repair, and other similar damage …

Can I file a homeowners insurance claim after a hurricane?

Contact a Hurricane Insurance Claim Attorney. If you own a home or business that has suffered hurricane damage, and your insurance company is denying, delaying, or lowballing your claim, contact Morgan & Morgan for a free case evaluation. We are America's largest personal injury law firm, and we have over 30 years' experience taking on ...

What type of damage do Hurricanes cause?

Aug 25, 2021 · If your property suffered damage in a Florida hurricane, the legal team at Williams Law can help you recover the compensation you deserve. (800) 451-6786 free consultation

How to get money for storm damage?

Here are some tactics that insurance companies may use to make it harder to receive money for damages sustained in a storm: 1 Denial that insurance coverage even exists; 2 Denial of your claim because your claim is excluded or partially excluded under your policy; 3 Denial of a part of your claim; 4 Unreasonably delaying the processing, adjustment, or payment of your claim; 5 Refusing to pay you under one coverage category, instead attempting to force you to settle under other policy coverage categories; 6 Trying to lowball you with undervalued estimates, offers, or payments; 7 Telling you that you do not need a lawyer to resolve the claim; 8 Requiring a written release of any supplemental claim as a condition of settlement or payment on your claim; 9 Writing “full” or “final” on the check for payment when you reasonably believe that you have a supplemental or additional claim for that loss; or

What is the most destructive force in nature?

A hurricane is one of the most destructive forces in nature, with the ability to destroy homes and entire communities in just a few hours. This loss of property, and the emotional toll, can be devastating. Having a homeowners insurance policy may offer some peace of mind if the policy covers hurricane and tropical storm damage, ...

Is it too early to get insurance for a hurricane?

Don’t let this happen to you. If you live in an area commonly affected by hurricanes, it’s never too early to make sure your property is secured and your insurance policy is in order. Keep reading to learn how to prepare for a major storm, and how to fight for the compensation you deserve if your property is damaged.

What is a Category 4 hurricane?

Category 4: Storms with wind gusts of more than 131 mph are considered Category 4 hurricanes, and can severely damage homes, ripping off most of the roof structure and even some exterior walls.

Is there a hurricane deductible in Florida?

However, there is a special deductible for hurricane damage in Florida, which is set at a fixed percentage based on the amount of the entire policy. This deductible must be met before the insurance starts paying for damage. If you live somewhere else, the rules will be different.

What causes rain to fall?

Slow-moving storms linger over an area longer, so more rain falls. Rainfall can be compounded by wind, lightning, and other elements that can destroy cars, flood homes, crack building foundations, and in the most severe situations, lead to people drowning.

How to take a picture of your yard?

Make sure to take photos of your entire yard, too. Start by taking wide shots of the yard, then move in closer to take shots with more detail. Inside, take photos of entire rooms, then of individual items. A complete photographic record is essential for proving losses if you need to file a claim.

Why Choose Our Florida Hurricane Damage Lawyers

Our attorneys have a long history of achieving successful case results. We have recovered more than $100 million for our clients using aggressive negotiation strategies.

Do You Need to Hire a Hurricane Damage Insurance Attorney?

A hurricane damage insurance attorney will work for you, not for an insurance company. This is an important distinction, as it means that your attorney will protect your best interests rather than try to take advantage of you for his or her own profit.

Common Types of Hurricane Damage

Every year, Florida sustains billions of dollars in hurricane damage. Statistics from the Insurance Information Institute states that 2020 was a record-breaking hurricane season, with 30 named storms. 2021 also reported above-average hurricane activity, including Hurricane Elsa and Tropical Storm Fred, which both made landfall in Florida.

Examples of Insurance Company Bad Faith

Insurance bad faith means that an insurance company is breaching its legal and ethical obligation to handle your claim properly and in a good-faith attempt to resolve the legal issue. There are state and federal laws that control how an insurance company must treat its claimants.

What to Do After a Hurricane in Florida for an Insurance Claim

In the aftermath of a hurricane, once it is safe to return to your home, take photographs to document your property damage. It is important to create proof of your losses to send to the insurance company. Make temporary repairs to prevent any additional damage.

Schedule a Consultation With a Florida Hurricane Damage Attorney

If you recently suffered property damage from a hurricane or tropical storm in Florida, don’t hesitate to contact Williams Law, P.A. to request a free consultation with one of our experienced insurance claims attorneys. We can help you fight for the financial compensation that you deserve.

Steps to Take

If your property sustains damage as a result of a flood brought on by a hurricane, it's essential to take the following steps:

Tips for Submitting Your Flood Insurance Claim

Unfortunately, insurance companies don't always act in ways that are in their customers' best interest. For this reason, it is imperative to hire an attorney to help with your flood insurance claim. You are significantly more likely to obtain a favorable outcome with a skilled attorney on your side than if you handle the situation alone.

Flood Insurance

Unfortunately, homeowners' insurance doesn't cover property damage as a result of hurricanes and floods. That means Louisianans have to purchase that coverage separately, in addition to homeowners' insurance.

What is a public adjuster?

Public insurance adjusters are adept at helping analyze a property’s hurricane damage and can provide a second opinion on the damage and what a homeowners policy covers. They are not employees of your insurance company, so they don’t have a vested interest in minimizing claim payouts after a hurricane.

How do insurance companies make profit?

Insurance companies make a profit for their investors when they receive more in premiums than they pay out in claims. That means insurance companies always have an incentive to pay as little as possible to policyholders when they file claims for property damage after large-scale events like Hurricane Michael or Hurricane Dorian.

When is hurricane season in Central Florida?

Anyone who owns property in Central Florida knows that between June and October, the threat of hurricane damage is very real. Each year, thousands of homes and businesses are damaged by strong winds, heavy rains, and storm surge.

Does homeowner insurance cover hurricane damage?

As a property owner, you count on your homeowner’s insurance to cover losses when a hurricane causes damage to your home or business. In reality, however, a number of things can go wrong in the insurance claims process, including: