Full Answer
For this reason, partnering with a workers' compensation attorney can help you fight these attempts to scam you out of the money you deserve when you need help the most.
Hiring a workers' compensation attorney could be the difference between winning the maximum amount for your claim or being denied by the insurance company. You could also be forced into settling for an amount that is less than what your injury is worth, making you feel frustrated and resentful toward your employer.
Many people who become victims of workplace injuries and illnesses are forced into dealing with the uncertainty of a workers' compensation claim. This process is already hard enough without being denied. However, insurance companies make victims feel like they do not have the right to compensation even though they do. Similarly, your employer might turn against you if you file a claim against them, which can be stressful enough while trying to cope with injuries that leave you unable to work.
The regulations and laws associated with attorney fees vary from state to state. Most of the time, a judge will approve the fee before the lawyer takes a cut from your settlement. They will take into account the compilation of the case, the time and work your lawyer put into the case, how much money you settled for, and the final result of your claim. Many states will set a cap on the total amount an attorney makes.
Insurance companies will often deny workers’ compensation claims if the documents, records, or statements regarding how the incident occurred are inconsistent. For example, if you tell your employer that the accident happened one way, but you tell your doctor that it happened another way, then these inconsistencies will hurt your claim. This is why it’s important to make sure you tell everyone the same story about your accident, including your employer, medical team, friends, family, and so on. Doing so will ensure that there are no inconsistencies in your story and that there is no reason for the insurance company to deny your claim.
A: The best time to file a workers’ compensation claim is immediately after the accident or incident. If you wait too long after the incident, the insurance company will think that you are not really hurt or injured. There are some instances in which you can file your claim up to six months to three years after it happens, such as when you are traveling or there has been an honest mistake. However, the sooner you can file your workers’ compensation claim, the better.
If the insurance company tells you that you do not have enough supporting medical documentation to prove your injuries or illness, then contact a workers' compensation lawyer. They can help prove that you submitted adequate paperwork and documentation, and will know how to handle the situation when insurance companies are trying to be sneaky.
In the United States, all attorneys have completed a bachelor’s degree and law school. As a law graduate, they have earned their Juris Doctorate. All practicing lawyers in the US have also passed the state bar exam.
This will involve a much longer processing time, however. The upside is that, if your case wins, then you’re more likely to get a much higher compensation amount.
A third party may also be at fault for the injuries or illness you’ve sustained at work. An example would be an accident resulting from faulty or defective machinery. In this case, you may be able to sue for personal injury in addition to your workers’ compensation case.
Ideally under workers comp, the injured employee receives the care (s)he needs to become healthy and productive once more, as well as tax-free wages to pay the bills; the employer gets a healthy worker and avoids costly litigation.
A 2015 survey of workers compensation clients by the law firm Martindale-Nolo indicated the average case took more than 15 months to resolve. Cases involving permanent disabilities, or negotiated settlements, or clients represented by lawyers — boat-rockers all, it would seem — stretched out an additional two to three months.
Workers compensation cases are unlike third-party liability lawsuits in which the endgame is clear: The plaintiff will win, or be denied, a pot of money. It’s the rare liability claim that extends beyond a handful of years.
As mentioned above, the length of time a workers comp case can last depends on the unique circumstances of each claim. Some last for decades, long enough to follow the client to the grave. Some sail smoothly to conclusions in mere months.
By contrast, because there routinely are ongoing disputes over evolving issues — your claim is denied; you’re having trouble getting medical care; you’re unable to return to your previous job; your disabilities are disputed — workers comp cases can last for years, even decades.
You are permanently disabled, either totally or in part, and the insurer resists your rating. Your employer and insurer fail to pay workers compensation benefits promptly, counting on you not to file an appeal.
Employers, who despise the knock-on effects of higher premiums associated with claims, will attempt to dissuade workers from filing a workers comp claim “even when they’ve had a legitimate on-the-job accident, ” she says.
Typically, this pays for medical expenses as well as a portion of your wages until you can get back to work.
If you’ve been injured while working, it is in your best interest to contact a workers’ compensation attorney. Sokolove Law may be able to help you — get a free case review to learn your legal options.
Your worker’s compensation attorney can tell you which benefits you are eligible to collect, and your attorney can make sure you don’t unknowingly leave benefits on the table. 4. Seeking Enough Benefits. In addition to knowing which benefits you can collect, you also need to know how much you are entitled to recover.
One way to make sure the insurance company doesn’t terminate your benefits too soon is to negotiate a lump-sum settlement. But, in order to get the insurance company to take your settlement demand seriously, you are going to need an experienced, effective, and trial-ready attorney on your side.
Dealing with the Insurance Company. Just because you file a claim, this does not mean that you will receive benefits. Most companies have worker’s compensation insurance, and this means that seeking benefits usually means dealing with your employer’s insurance company. While this can go smoothly, it often doesn’t.