why the bankruptcy attorney has to give me a call after i gave him the papers?

Why do I need a bankruptcy lawyer?

After filing for bankruptcy, all debtors must attend a mandatory hearing called the 341 meeting of creditors. But, depending on your case, you (or your attorney) might need to go to additional hearings. Some common types of hearings you can expect your attorney to represent you at: Chapter 13 confirmation hearings.

Can I contact a debtor after a bankruptcy?

commons reasons why you may have received a bankruptcy notice August 28, 2012 by zleiden When a bankruptcy case is filed, the Clerk of Bankruptcy Court mails a notice of commencement to the Debtor (bankrupt), the Debtor’s attorney, the creditors of the Debtor, as well as other “parties in interest”.

Why would a lawyer not return a phone call?

Oct 24, 2013 · #8 You talk too much. Well, I am not one pot to call the kettle black on this one. #7 Your lawyer has issues. None that keep me from returning calls. #6 Your lawyer screwed up. I call right away when these happen; and they do, to everyone; the best way to deal with it is be up front. #5 Your lawyer is an ass.

Can a client get their money back from a lawyer?

Oct 08, 2010 · I hired a bankruptcy lawyer in April, 2010. I meet with him for about 30 minutes and he would not give me the paper work to fill out until i paid him $850 dollars. It took me a while to collect the rest of the money and in the meantime I had not heard from this lawyer. My accountant when I do not turn in my paper work he at least bother to call me.

What happens after my bankruptcy is filed?

After you file for bankruptcy protection, your creditors can't call you, or try to collect payment from you for medical bills, credit card debts, personal loans, unsecured debts, or other types of debt. Wage garnishments must also stop immediately after filing for personal bankruptcy.Oct 2, 2021

What automatically happens when a bankruptcy petition is filed?

The automatic stay stops your creditors immediately and prohibits them from initiating or continuing any collection activities against you. In other words, it stops your creditors in their tracks.Feb 7, 2019

Can a creditor contact you after you file bankruptcy?

Once you file for bankruptcy, an automatic stay goes into effect. An automatic stay specifically states that creditors cannot contact you to collect debts after you've filed for bankruptcy. It protects you from harassing phone calls, emails, and letters.Feb 20, 2020

How do I know if my bankruptcy has been discharged?

The bankruptcy is reported in the public records section of your credit report. Both the bankruptcy and the accounts included in the bankruptcy should indicate they are discharged once the bankruptcy has been completed. To verify this, the first step is to get a copy of your personal credit report.Aug 6, 2018

How long after filing bankruptcy is it discharged?

about four to six monthsFor most filers, a Chapter 7 case will end when you receive your discharge—the order that forgives qualified debt—about four to six months after filing the bankruptcy paperwork. Although most cases close after that, your case might remain open longer if you have property that you can't protect (nonexempt assets).

What happens to your bank account when you file Chapter 7?

In most Chapter 7 bankruptcy cases, nothing happens to the filer's bank account. As long as the money in your account is protected by an exemption, your bankruptcy filing won't affect it.Feb 6, 2021

Can creditors collect after Chapter 7 is filed?

The Discharge Is Permanent. When you first file a Chapter 7 or Chapter 13 bankruptcy, anautomatic stay goes into place. The automatic stay immediately puts a stop to debt collection activity, foreclosures, repossessions, evictions, and wage garnishments, but creditors can object to the stay.

What happens when a creditor continues to engage in legal action against a debtor when an automatic stay is in effect?

Generally, the court can sanction a violation of the automatic stay under its power of contempt (because the creditor violated the court's order). The court can impose fines, assess attorney's fees, and order the collector to pay damages. Punitive damages are not available.

What is an automatic stay in Chapter 7?

When you file your Chapter 7 bankruptcy case, the automatic stay stops most collection lawsuits and other actions to collect debts. This gives you time to decide how to deal with some debts that may not be discharged in your Chapter 7 case.Aug 12, 2020

What debts are not dischargeable in Chapter 7?

Debts dischargeable in a chapter 13, but not in chapter 7, include debts for willful and malicious injury to property, debts incurred to pay non-dischargeable tax obligations, and debts arising from property settlements in divorce or separation proceedings.

What debts are dischargeable?

Dischargeable DebtsDischargeable debt is debt that can be eliminated after a person files for bankruptcy. ... Some common dischargeable debts include credit card debt and medical bills. ... In Chapter 7 cases, a discharge is only available to individuals but not to corporations or partnerships.More items...

What debts Cannot be discharged in bankruptcy?

8 Kinds of Debt You Can't Lose in BankruptcyMost back taxes and customs. ... Child support and alimony. ... Student loans. ... Home mortgage and other property liens. ... Debts from fraud, embezzlement, larceny, or from “willful and reckless acts” ... Your car loan, if you want to keep your car. ... Debt that doesn't belong to you.More items...