"why i like insurance coverage" insurance attorney

by Euna Quigley 4 min read

Why choose Insurance Attorneys?

At Morgan & Morgan, our attorneys understand that when a policyholder who has paid insurance premiums submits a claim to their insurance company, they expect the company will act in good faith and honor the validity of the claim. However, many times the insurance company does not do what is right and honor the claim. Disputes often arise after an insurance company denies a …

What does an insurance defense attorney do?

An insurance attorney is a lawyer who handles legal matters related to insurance laws and insurance regulations. Insurance law involves issues and disputes arising from the sale, use, and payment of insurance policies, including insurance bad faith and insurance fraud. There are two main types of insurance attorneys: Insurance coverage ...

What does insurance law involve?

Your Insurance Attorney, Anthony Lopez, was hired by a business to handle their commercial property claim from windstorm damage and business interruption. Before hiring us, the insurance company only paid our client $25,000. Your Insurance Attorney, Anthony Lopez, was able to recover over $600,000 on this claim.

What does a car insurance dispute attorney do?

Often acting as in-house counsel, insurance law attorneys typically deal with private insurance issues including health care coverage, automobile insurance, and homeowners insurance. Some insurance defense attorneys work for and are paid by the insurance companies as …

Why do insurance companies manipulate language?

Unfortunately, insurance companies often interpret and manipulate the language in their policies to minimize or deny valid claims. Insurance providers have a significant self-interest to protect their cash reserves and to avoid payouts to policyholders.

How do insurance companies make profit?

Insurance companies generate a greater profit when policyholders do not file claims or fail to collect on claims submitted under their policies. Some insurance companies habitually deny claims—regardless of their legitimacy—and will only investigate a claim if the policyholder takes legal action.

How to get a copy of my insurance policy?

First, your assigned legal team will ask to see a complete copy of your insurance policy. If you don’t already have this, you can request it from your broker or insurance company. Next, your team will contact your insurance company to determine the status of your claim.

What is independent adjuster?

The insurance company’s “independent experts” or “independent adjusters” have determined that no covered loss occurred or is excluded from the policy.

Does insurance honor claims?

However, many times the insurance company does not do what is right and honor the claim. Disputes often arise after an insurance company denies a valid claim, many times without a legitimate reason or explanation.

What is insurance attorney?

An insurance attorney is a lawyer who handles legal matters related to insurance laws and insurance regulations. Insurance law involves issues and disputes arising from the sale, use, and payment of insurance policies, including insurance bad faith and insurance fraud. There are two main types of insurance attorneys: Insurance coverage attorneys ...

What is required to become a lawyer in California?

The candidate should have California State Bar License, active and in good standing. Must have 0-2 years’ experience in litigation. Must have strong and persuasive written, oral and presentation skills. Excellent research skills is required.

What to do if your car insurance company denies your claim?

If you believe your insurance company has handled your claim unfairly, contact a car insurance dispute attorney to review your case.

What is medical insurance?

Medical Payments/Personal Injury Protection: applicable to treatment of injuries of the driver and passenger in your own vehicle. Property Damage Liability: covering damage inflicted on another’s property. Collision: covering damage to your car from an accident with another car.

What is collision insurance?

Collision: covering damage to your car from an accident with another car. Comprehensive: covering losses due to flood, fire, or theft. Uninsured Motorist Coverage: applicable when you are hit by an uninsured or hit-and-run driver.

What happens if a car accident is denied?

When a car accident occurs and a claim is denied, it can place a serious financial burden on the policyholder. For these individuals, it is important to understand that the coverage available under their policies and to obtain the assistance of an attorney who can help dispute the insurance company’s actions.

Who can help with insurance premiums?

Whether you are an insurance premium holder (who makes payments to an insurance company), or the insurance company who provides the premium for financial protection against certain types of loss, an insurance law lawyer can help.

Is it a good idea to research your lawyer before hiring?

It is always a good idea to research your lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can: