why hire foreclosure defense attorney

Why Should I Hire A Foreclosure Defense Attorney?

• Foreclosure attorneys have the knowledge—and the skills—to give you every possible advantage. ...
• Foreclosure law evolves, and attorneys can follow that evolution. ...
• Foreclosure attorneys know how to play by the complex rules of the Court and foreclosure administrative systems. ...
• A foreclosure attorney will know all available options to save your home—and how to pursue them most effectively. ...

Full Answer

How do you defend against foreclosure?

What are some defenses against foreclosure?Assert defenses against the foreclosure.Assert counterclaims to asses their right to your mortgage.Serve the appropriate motions and cross-motions to dismiss the action.Request all documents regarding the mortgage, including the chain of title, payment history, and more.More items...•

Why is it important to have a good defense attorney?

An experienced criminal defense attorney can fight for you and your future. A good attorney may be able to get your charges reduced, your penalties lessened, or even get your case dismissed due to police errors while illegally obtaining evidence against you.

What is the main goal of the defense attorney?

According to the American Bar Association, the primary responsibility of a criminal defense attorney is to advocate for their clients and defend their rights. Your defense attorney should not only acknowledge your needs/wants in the situation, but work in favor of your best interests.

What challenges do defense attorneys face?

10 Challenges Criminal Defence Lawyers Face In Their CareersBalancing Work And Home. ... Running Your Own Firm. ... Clients Withholding Information. ... Working With Frustrating Clients. ... Negative Public Perception. ... Beating The Competition. ... Limited Time And Resources. ... Client-Directed Trauma.More items...•

What are the benefits of hiring a lawyer?

Here are some of the benefits a lawyer can offer:Know the environment. ... Help you understand the charges and penalties you face. ... Take care of paperwork. ... Knowledge of the law. ... They will not let you get taken advantage of. ... Devoted to defending you. ... Keep things moving along quickly. ... Can save you money.More items...

What are 3 negatives of being a lawyer?

11 drawbacks of being a lawyerHigh-stress situations. When you're in this profession, it's important to meet deadlines and the demands of your clients. ... Long hours. ... Expensive education. ... Not as many client opportunities. ... Client's aren't spending as much. ... Threat of outsourced legal work. ... Negative stigma. ... Difficult clients.More items...

What is an attorney vs lawyer?

However, when practising law, lawyers can only provide legal assistance, advice, and counselling to their clients while an attorney can represent clients in court and initiate defendant prosecutions in addition to providing legal counsel and consultation.

What happens if a client does not have enough money to mount a defense?

The idea behind a public defender is to provide legal counsel to those who can not afford it. If you are poor, the court will appoint a lawyer to your case. However, if you do have enough money, the state expects you to pay for your attorney.

What is another name for defense attorney?

synonyms for defense attorneydefense counsel.defense lawyer.

What are the hardest cases to prosecute?

Compared to other criminal cases, date rape charges are among the hardest to prosecute, and not for lack of caring by the legal industry.

Is criminal law stressful?

The complexity of criminal cases prove to be strenuous and taxing. Criminal defense lawyers face immense stress during legal proceedings and in the events leading up to these. Some people have given defense attorneys a nasty reputation of being dishonest, which can affect them in more ways than they may know.

What is the role of the defense attorney quizlet?

The role of the defense lawyer is to provide the best public legal counsel and advocacy within the legal and ethical limits of the profession. the procedures followed by courts to ensure that a defendant's constitutional rights are not violated.

What is the role of the defense?

The Defence teams represent and protect the rights of the defendant (suspect or accused). All defendants are presumed innocent until proven guilty beyond reasonable doubt before the Court.

What is the role of the defendant?

In court proceedings, a defendant is a person or object who is the party either accused of committing a crime in criminal prosecution or against whom some type of civil relief is being sought in a civil case.

What is the role of prosecutor?

Prosecutors are required to apply the law to criminal cases, protect the rights of the persons involved in criminal proceedings, respect human dignity and fundamental rights, and ensure public security.

Foreclosing Party Cannot Prove Ownership

To have the legal grounds to foreclose your home, the foreclosing party, i.e., your bank, must prove the ownership of your home. If they cannot prove the ownership of the loan they granted you, they lack “standing” to foreclose. Even though this is rare, sometimes banks cannot produce promissory notes proving the ownership of the loan.

There Was a Loan Servicing Error

Mortgage services sometimes make mistakes in calculations when dealing with borrowers’ accounts. Some of these errors may be minor and some serious, but they can be used to defend against the foreclosure of your home.

Your Attorney Can Protect You From a Deficiency Judgment

If you cannot successfully achieve a loan modification and end up losing your home, the bank shall sell the property to recover the amount. If the home does not sell for the amount you owe to the bank, they can pursue you with a deficiency judgement under which you shall be required to pay the bank the amount that they could not recover.

You May Have to Attend Foreclosure Mediation

If you are lucky, you may have the option of attending a foreclosure mediation before any of this happens. A foreclosure mediation shall be conducted between you, the homeowner and the lender, your bank to find an alternative to foreclosure.

Why Should I Hire a Foreclosure Defense Attorney?

Have you been served with a foreclosure lawsuit in the state of Ohio? If so, it is imperative that you seek representation from an experienced foreclosure defense attorney, like the proven professionals at Cozmyk Law Offices.

How to fight foreclosed home?

In order to fight your foreclosure, you may have to go to court. Without representation from an aggressive foreclosure defense attorney, you stand very little chance of winning your case. However, when you have a dedicated foreclosure defense lawyer on your side, you will receive the legal defense you need to fight your foreclosure and protect your rights. At Cozmyk Law Offices, our attorneys specialize in fighting foreclosure defense. We are here to fight for your home!

How long do you have to respond to a foreclosure lawsuit?

Once you are served with foreclosure papers you only have a limited time to file your response to the foreclosure lawsuit with the court. After you are served with a foreclosure summons and complaint, you only have days to respond and assert your legal defenses. If you do not respond sufficiently or within the allotted time frame, there can be serious consequences and you may lose your ability to defend against the foreclosure. A foreclosure defense attorney has the tools to properly respond to your foreclosure lawsuit and ensure that your rights are protected and the case is properly defended.

Is foreclosure easy?

The foreclosure process is never easy. Facing foreclosure can leave people feeling lost, ashamed and overwhelmed. It does not have to be this difficult. A foreclosure defense lawyer can provide you with the support and advocacy you need to cope with the foreclosure process.