why does social security site say i am not insured but my attorney for ssdi said i am

by Miss Bridget Boyer DDS 5 min read

Are you insured under the Social Security program?

Generally you need to be fully insured to receive Social Security benefits, but other requirements may also apply. Number of fully-insured workers. Fully Insured To be fully insured, you need at least one QC for each calendar year after you turned 21 and the earliest of the following: the year before you attain age 62, ...

Why was my Social Security disability claim denied?

Aug 01, 2019 · It does not say for medical reasons at all on my SSI decision. I haven’t got my SSDI decision updated yet on the site. I’ve been told if I am denied for ssi then I will be denied for ssdi. But could it be that my SSDI would be more. I was still receiving wages for two months after leaving my job, for September and October of 2016.

What determines if I am insured under Social Security?

Social Security representatives in the field offices usually obtain applications for disability benefits in person, by telephone, by mail, or by filing online. The application and related forms ask for a description of the claimant's impairment(s), treatment sources, and other information that relates to the alleged disability.

Who is the decision-maker in a Social Security disability case?

Oct 30, 2018 · What should I do if I am incorrectly listed as deceased in Social Security’s records? Views: If you suspect that you have been incorrectly listed as deceased on your Social Security record, please visit your local Social Security office as soon as possible.

What does currently insured mean for SSDI?

A person is currently insured if he or she has at least six Social Security credits during the full 13-quarter period ending with the calendar quarter in which he or she: Died; Most recently became entitled to disability benefits; or. Became entitled to retirement insurance benefits.Aug 9, 2005

Do you have to be fully insured to get Social Security disability?

While being fully insured is only one of the requirements for receiving Social Security Disability benefits, you can't receive SSDI unless you are fully insured. SSDI, contrary to popular notion, is an actual insurance program and is funded by the premiums paid through FICA taxes.

What does fully insured mean for Social Security?

For most Social Security benefits, such as retirement benefits, you need to be "fully insured," which generally means you have 40 work credits, or 10 years worth of work.

How do you know if you have been approved for Social Security disability?

You can check the status of your application online using your personal my Social Security account. If you are unable to check your status online, you can call us 1-800-772-1213 (TTY 1-800-325-0778) from 8:00 a.m. to 7:00 p.m., Monday through Friday.

How do I find out when my Social Security was last insured?

Calculating The Date Last Insured The most common method for calculating this date is called the “20/40” test. Social Security will look at your earnings record, and generally count back 20 covered quarters, and will then count forward by 40 quarters (both covered and uncovered).

Which of the following employees would not be covered by Social Security?

The following people are not covered by Social Security: federal employees hired before 1984; police officers who have a retirement program; employees covered by the Railroad Retirement Act; religious workers who have declared a life of poverty; and self-employed individuals with low incomes.

What is the difference between fully insured and currently insured?

A person who is fully insured is entitled to a wider range of Social Security benefits than someone who is "currently insured." To be "fully insured," a person must have earned 40 credits at retirement age, which would generally mean that the person has worked enough to earn the maximum of four credits a year for the ...

Which is generally true regarding insured who have been classified as preferred risks?

Which is generally true regarding insureds who have been classified as preferred risks? AThey can borrow higher amounts off of their policies.

What changes are coming to Social Security in 2021?

The tax rate hasn't changed. The amount of income that's subject to that tax, however, has also increased in line with the COLA. In 2021, you paid Social Security tax (called Old Age, Survivors and Disability Insurance, or OASDI) on up to $142,800 of taxable earnings. That limit will be $147,000 in 2022.Dec 28, 2021

Who makes the final decision on Social Security disability?

The Administrative Law Judge will evaluate all the evidence on record, including any additional evidence submitted up to 5 business days prior to the hearing, and will issue a decision as to whether you suffer from a disability.

How long does it take to get your first Social Security check after applying?

Once you have applied, it could take up to three months to receive your first benefit payment. Social Security benefits are paid monthly, starting in the month after the birthday at which you attain full retirement age (which is currently 66 and will gradually rise to 67 over the next several years).Apr 9, 2020

How long does it take for a Social Security application to be approved?

While processing times depend on the accuracy of your application and the number of applications in processing, you can generally expect it to take around six weeks to process your Social Security application and begin your benefits.Jan 28, 2019

What is an appeal under review?

For hearings: “Appeal Under Review: A medical decision has been made and we are working to process your decision. A Social Security Representative may contact you or your appointed representative directly if we need any additional documents or information.”.

What is a quality review?

Quality Review. Before they tell you the decision, they may send your file to an office called quality review where they will double check our decision. Most of the time, nothing happens at quality review. However, if quality review disagrees with the decision, there is a small chance they may send it back for more consideration.

What is the extra step in a hearing?

For hearings, there is one extra step. After the judge, makes a decision, the judge will send the decision to some people called decision writers. The decision writers will write a long letter explaining the judge’s decision. Then they will send it back to the judge to sign.

What is a DDS?

The DDSs, which are fully funded by the Federal Government, are State agencies responsible for developing medical evidence and making the initial determination on whether or not a claimant is disabled or blind under the law. Usually, the DDS tries to obtain evidence from the claimant's own medical sources first.

Where are disability claims processed?

Most Social Security disability claims are initially processed through a network of local Social Security Administration (SSA) field offices and State agencies (usually called Disability Determination Services or DDSs). Subsequent appeals of unfavorable determinations may be decided in a DDS or by an administrative law judge in SSA's Office ...

What is a field office?

The field office is responsible for verifying non-medical eligibility requirements, which may include age, employment, marital status, or Social Security coverage information. The field office then sends the case to a DDS for evaluation of disability. The DDSs, which are fully funded by the Federal Government, are State agencies responsible ...

What to do if you are denied disability?

If you receive a denial on your application for disability, due to the perception by the social security administration that you can engage in work activity, you should do the following: 1. Contact the social security office where you initiated your claim.

Can I go back to work after disability?

You can give up and go back to work, which may be practically impossible if your disabling condition is causing significant functional limitations. Or, you may begin the Social Security Disability appeal process, which can be a struggle in itself both financially and emotionally.

How does Social Security evaluate a disability claim?

Social Security uses a 5-Step sequential evaluation process to determine if your SSDI or SSI claim will be approved. At each phase of a disability claim, there is an adjudicator, or decision-maker. At the Initial Application and Reconsideration phases, the decision-maker is a Disability Determination Service ...

Can you be disabled if you are older?

Basically, the older, less educated and the fewer transferable skills you acquired in your past work, the more likely you are to be found Disabled. If the adjudicator determines you can perform some other type of work, based on your age, education, and prior work experience, you would be found Not Disabled and denied.

What age do you get Social Security?

Your Social Security statement provides an estimate of how much you are likely to receive at your full retirement age, age 62 and age 70. However, if you sign up for Social Security at another age, you will receive a different amount.

How are Social Security payments calculated?

Your Social Security payments are calculated based on your 35 highest earning years in the workforce. If you don't work for any of those 35 years, zeros are averaged into the calculation, which reduces your monthly payments.

Does Medicare Part B increase Social Security?

So, a Medicare Part B premium increase won't further reduce your Social Security payments after you have enrolled in both programs but could claim part or all of your annual Social Security cost-of-living adjustment.

What is the Medicare premium for Social Security?

Most Social Security beneficiaries have their Medicare Part B premiums withheld from their Social Security check. The standard Medicare Part B premium is $135.50 per month in 2019. Medicare Part B premiums are prohibited by law from reducing benefit payments for most existing Social Security recipients. So, a Medicare Part B premium increase won't further reduce your Social Security payments after you have enrolled in both programs but could claim part or all of your annual Social Security cost-of-living adjustment. Retirees with incomes that exceed $85,000 as an individual or $170,000 as part of a married couple pay higher Medicare Part B premiums. "If people are having Medicare Part B and/or Medicare Part D withheld from their Social Security checks and their modified adjusted gross income crosses one of the income-related monthly adjustment amount thresholds, it could unexpectedly cause their Social Security benefits to decrease, especially if this happens in a year where there was no cost-of-living increase to Social Security," says John Stanton Burns, a certified financial planner and CEO of Oakview Wealth Solutions in St. Charles, Missouri.