If you're injured in a car accident, then hiring a lawyer will almost always ensure a much better settlement. Hiring a personal injury attorney to represent you after a car accident means you will have a professional working for you -- one who is extremely knowledgeable about the relevant laws and procedural rules that may affect your case.
If you lost your loved one in a car accident caused by another person or entity, you need an experienced wrongful death attorney to take on those big insurance companies. Reach out to Lawsuit Info Center to start the process of getting you the compensation you deserve.
If your teen gets into a car accident that is his or her fault, you can expect your car insurance to soar. Let's face it; teenagers can be bad drivers. When your child turns sixteen and gets a driver's license, you can expect your car insurance to soar. And if your teen gets into a car accident that is his or her fault, things will get even worse.
Some car insurance companies may demand authorization before proceeding with any vehicle repairs or injury treatments. The driver who crashes into your car is responsible for reporting the accident to his or her car insurance company. However, make sure you contact their insurer as well.
If your teen gets into a car accident that is his or her fault, you can expect your car insurance to soar. Let's face it; teenagers can be bad drivers. When your child turns sixteen and gets a driver's license, you can expect your car insurance to soar.
But if not driving is not an option for your teen, once again, your options depend on your state's regulations. Almost every state requires that drivers registered in that state have car insurance. (Check the Car Insurance Laws in your state.) So, if no insurer in that state will insure a driver, the state will have a high-risk insurance pool ...
So, one step that you can take in order to keep your insurance costs down is to delete your teen as a listed driver on your and your spouse's cars , and then make sure that your teen understands that he/she is not to drive the adults' cars under any circumstances.
In thinking about automobile insurance premiums, it is important to keep in mind that car insurance in many states is heavily regulated. Some states have very specific regulations governing exactly when and by how much car insurance premiums can be increased after an accident.
An insurance company may even raise your car insurance premium, if your teen is on your insurance policy and is listed as a secondary driver for your car. The insurer assumes that, if your teen has caused an accident in his/her own car, the teen could just as easily cause an accident in the parents' car. So, one step that you can take in order ...
In other, more regulated states, insurers may not be allowed to cancel someone's policy just because that person causes an accident. But you can be assured that the insurer will certainly raise your premium -- or your teen's premium -- significantly.
While everyone's car insurance will increase if they cause an accident, for teens, it is usually a much greater increase. Since automobile insurance companies begin with the premise that teenagers are going to cause accidents, even one accident will make your teen's car insurance premium skyrocket. Some insurance companies might even increase your ...
If you have lost a loved one in a car accident or other accident that was caused by someone else, you are facing a devastating personal and financial loss. People in your situation may choose to file a wrongful death lawsuit to recover financial damages from the negligent party.
A businessman in Florida was driving in Georgia when he crossed the center line and hit another vehicle head-on, killing the other driver. The attorney for the plaintiff was able to argue that while the driver was in his personal vehicle at the time of the crash, he was ‘working’ so his company’s $5 million liability policy should pay the deceased’s family.
Because of the limited insurance often available, the average settlement for a minor child’s wrongful death is usually far less than $4 million. But there are some special scenarios where there will probably be at least $1 million in insurance to pay for the death ...
A 22 year-old was killed when she attempted to pass a tractor trailer. There was a vehicle stopped in the road making a left turn. He was able to stop but she was rear ended and forced into traffic where she was hit by another truck. Her parents sued the driver and the vehicle owner that hit their daughter’s vehicle from behind. They also sued the driver and owner of the rig that hit her. A jury found the rear driver 60% at fault and the deceased 40% at fault.
This was a tragic case where an 18-year-old was killed during the FIU Bridge collapse in Miami, Florida. Each parent received $5 million in pain and suffering for their minor child’s death.
The most common people who can bring a wrongful death lawsuit are: Immediate members of the family, such as spouses, children and unmarried children. Life partners, putative spouses and financial dependents. This category includes any people who were financially dependent upon the person.
All who are suffering financially. Some jurisdictions will let all people who are suffering financially to sue, even if they are not directly related by marriage or blood. Parents of the fetus that is deceased. Some jurisdictions allow the beneficiaries to sue based upon the wrongful death of a fetus.
When a teenage driver causes a car accident, their parents or legal guardians can be on the legal hook for injuries, vehicle damage, and other losses resulting from the crash.
What if your teen driver takes your car without permission and causes a car accident? The parents of a first-time joyrider will likely benefit from the monetary limits on recovery that can be found in most parental liability statutes, while parents who leave their car keys unattended in the presence of repeat joyriders might be on the hook for much more, since it could be said that these parents were on notice of the need to prevent their child from having access to the family car. And that can lead to the argument that the parents themselves were negligent. (More about negligence and liability for personal injury .)
at the point when the teen driver is licensed, through something akin to a “co-signing” requirement where the parent or guardian agrees to be held financially responsible if their teen driver causes a car accident. at the point when the teen causes a car accident, or. both at the time of licensing and at the time of a car accident.
have passed some kind of law that holds a parent or guardian responsible for their minor driver, under a legal concept known as "vicarious liability. ". Depending on the state, this responsibility arises either: both at the time of licensing and at the time of a car accident.
Your car insurance will almost certainly not apply if your teen driver's actions amount to criminal conduct. What's more, some insurance policies may provide that joyriding accidents will lead to cancellation or nonrenewal of coverage. Learn more about car insurance and car accident claims.
Most state legislatures have recognized this fact as well, and have passed civil statutes that can be used to hold parents and guardians responsible when a teen driver's negligent or reckless driving ends up causing a car accident. Read on to learn more.
Teen Drivers Are Held to the Same Standards as All Motorists . From a sixteen year-old with a newly minted license, to a lead-footed octogenarian, motorists of all ages are held to the same legal standard when it comes to obeying the rules of the road and exercising reasonable caution under shifting circumstances.
If the insurance adjuster doesn't authorize a repair before you take it to the auto shop, it can create a problem. At minimum, make certain that the insurance company has accepted liability before going ahead with repairs. Get that authorization in writing. Ask the insurer to email it to you.
If you miss work because of an injury you sustained in a car crash that was someone else's fault, you can expect that person's insurance company to pay for your lost wages. But their policy will have a limit on the amount you can recoup for lost wages.
If you make a claim with your insurer, it likely will choose to fight the other insurance company for compensation if it finds that the other driver is at fault. If you decide to fight the at-fault driver's insurer on your own you'll need a lawyer — especially if you've been seriously injured.
First, inform the other person's insurer that you have been involved in a crash with one of its policyholders. Relay only the facts of the accident, even if you believe the other driver to be at fault, it’s not smart to just say that. Instead, give the insurer the facts to show their driver is at fault and liable for your damages.
Because he probably told a version of how the accident happened that doesn't square with yours. His insurer may stand behind that story in order to avoid paying your claim. Sometimes the insurance company will take its policyholder's position, even if it contradicts the police report.
The at-fault driver's insurer may tell you to seek payment from your own insurer because it has no evidence of its policyholder's fault. Although most states have made it illegal for an insurer to deny claims without reasonably investigating the facts, or to deny claims when its liability is reasonably clear, you may not want to fight the other person's insurance company.
The insurer will take into account items such as the police report, driver and witness statements and physical evidence. (Here's more on what to do after a car accident .)
If the other driver tells you they don't have car insurance, or, if they refuse to give you any insurance information, and you can't get the insurance information in any other manner, inform your insurer immediately that you intend to file an uninsured motorist claim. An underinsured motorist claim will generally take a little longer to develop, ...
Let's say that the value of your injury case is $200,000, but the negligent driver only has $100,000 of coverage. In that case, you can make an underinsured motorist claim against your own insurer as long as you have more than $100,000 in underinsured coverage.
If you have reason to believe that the driver who hit you is uninsured, you should give your insurer notice as soon as possible, letting them know that you intend to file an uninsured claim. Learn more about reporting an incident to your insurance company.
Utilizing your UIM policy protection after a car accident with an uninsured or underinsured driver. If you've got uninsured motorist (and/or underinsured motorist) car insurance coverage, here's how claims typically work after a car accident with an at-fault driver who has no car insurance, or whose policy limits won't cover your losses.
You cannot take the negligent driver's $100,000 policy and another $100,000 from your policy. You can only take from your underinsured coverage that amount that exceeds the negligent driver's coverage. Another important thing to know about uninsured and underinsured driver coverage is that those coverages cannot exceed the amount ...
What Happens When Someone Driving Your Car Gets in An Accident 1 The driver was under the influence of drugs or alcohol 2 The driver was unlicensed to operate your vehicle or was knowingly underage 3 The driver had a history of reckless driving, included or not limited to multiple traffic violations, speeding tickets, and so on 4 The driver lacked the experience to safely and effectively operate your car 5 The driver knowingly had decreased visibility or reaction times due to illness, medical conditions, or natural signs of old age
If someone is using your car, the first thing to do after an accident is to make sure that anyone involved receives the medical treatment he or she needs. Don’t Panic — Begin Taking the Necessary Steps.
The driver knowingly had decreased visibility or reaction times due to illness, medical conditions, or natural signs of old age. It’s important to note that, in the cases of proving negligent entrustment, it must be proven beyond a reasonable doubt that you were aware that the driver in question was a cause for concern.
Family Car Doctrine. This type of negligence involves entrusting a family member to use your vehicle when it is illegal for them to do so by law. This scenario is common when a parent allows their underage child to drive and an accident occurs.
That being said, in a small number of cases, the owner of the car can be held responsible if a variety of conditions are met, even if you’re not present during the accident. If someone who was driving your car is involved in an accident, it’s crucial that you understand the term negligent entrustment and what it means.
Ultimately, if proven to be negligent, you may be held responsible for financial damages through a civil suit, but each situation may result in a different outcome depending on the specific circumstances of the accident and context at hand.
This scenario occurs when a parent or guardian signs a minor’s driver’s license application in which case the signer of the application can sometimes be held accountable depending on the specifics and context of the accident in question.