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What happens if you get injured in a car accident?

If you are injured in a car accident that is not your fault, the other driver (usually through his insurance company) is responsible for your medical bills. However the other driver’s insurance won’t pay your doctors directly or reimburse you after every doctor visit. And a settlement with the other driver's insurance could take months, or even years, depending on how long your medical treatment takes. In the meantime, most doctors and hospitals want to get paid right away and if they don't, they could send you to collections.

What happens if you settle with another insurance company?

Keep in mind that when you do settle with the other driver’s insurance company, you may need to use a portion of that settlement money to reimburse your health insurance, Medicare, or other people who have treated you and not been paid.

What to do if you don't have insurance?

If you don't have health insurance, Med Pay coverage, or any other means to pay for necessary medical care after an auto accident injury, Gama Law Firm can get you the treatment you need with medical professionals who will agree to wait for your settlement to get paid.

Who negotiates with John's pain management doctor?

John’s attorney also negotiates with the pain management doctor who agrees to discount his bill by 30%.

Can you use medical pay on your car insurance?

If you don't have health insurance, Med Pay coverage, or any other means to pay for necessary medical care ...

Do doctors get paid if they don't?

In the meantime, most doctors and hospitals want to get paid right away and if they don't, they could send you to collections. That’s where YOUR insurance steps in. If you have health insurance, Medicare, or Medicaid, you should submit your doctor bills to them.

Does John's insurance cover spine injections?

John submits all of his bills to his health insurance company. The spine injection is the only service that is not covered by his health insurance, but John’s attorney gets that doctor to agree to wait for the settlement to get paid back. After six months of care, John is discharged by his doctors.

A Taxicab Hit-and-Run Accident in the News

Unfortunately, taxis are making the news for hitting and running more often than they should be. Taxi drivers represent the companies they work for, and when one driver harms a pedestrian or another driver and doesn’t take responsibility, it can severely impact the public’s perception of that company.

Liability in a Taxicab Hit-and-Run Accident

Taxi companies must ensure their vehicles are properly maintained and pass all necessary road safety inspections. If a taxi driver does not flee the scene of a crash, the question of liability is much easier to investigate.

Seek Help from Our NYC Legal Professionals

After a hit-and-run accident with a taxicab, your best bet is to work with an experienced New York rideshare accident lawyer who can guide you toward the solution that’s best for you.

How much does car insurance cover in Pennsylvania?

All car insurance plans in Pennsylvania are required by law to offer a minimum of $5,000 personal injury protection insurance. This benefit will pay the first $5,000 (or higher, depending on the coverage you've selected) of your medical expenses, regardless of whether you were at fault. In a hit and run accident, these benefits are often your first means of obtaining the treatment you need.

Is it possible to get compensation for pedestrian accident?

It may seem like an unlikely source of funds when you weren't driving at the time of the accident, but your car insurance is likely to be a critical, though somewhat limited, source of compensation. However you ought to speak to a pedestrian accident attorney to make sure that what they tell you is in fact the truth.

Who Pays Medical Bills In A Car Accident?

The settlement compensation typically comes from the health insurance company as they pay your medical expenses and coverage for your medical treatment with Med Pay if you are injured.

Who Has The Liability for The Insurance Company?

This can be a bit confusing because typically the medical bills and co-pays need to be paid by the person who was at fault. In different scenarios and settlements, it might be that both drivers share the blame and the bills, or a separate party has liability. An example of this would be a bar serving alcohol to someone who already looks intoxicated. If they get behind the wheel of a car and then cause a drunk driving accident involving you, then they might be at fault and suffer repercussions if our attorneys can prove they acted negligently during the settlement.

How do I Protect Myself From Injury While in A Vehicle?

There’s around $10,000 of medical care protection at the minimum whenever you are involved in a collision and injured.

Does the At-Fault Party Have to Pay for Your Medical Bills?

Even if you were not at fault for the accident and you can point to the at-fault party clearly, the at-fault party only has to pay the damages named in your lawsuit. You cannot bill the at-fault party for your medical expenses as you receive them.

What to do if you have a car accident and have to pay overtime?

If you have severe injuries that you will have to pay for overtime, consider filing a personal injury lawsuit over an insurance claim. With a lawsuit, you can receive funds for both past and future expenses and you will not be subject to insurance policy limits. If you have not yet pursued legal action for the losses you suffered in a car accident, c ontact a personal injury attorney as soon as possible.

What happens if you get injured in a car accident?

If you suffered injuries in a car accident, you will likely have to receive ongoing medical treatment until you recover. As a result, you will have to pay for thousands of dollars in medical expenses. These costs may include doctor’s visit fees, hospitalization costs, medications, surgeries, physical therapy, and mobility equipment, just to name a few. While you may receive compensation for medical bills, you may need additional funds to pay for ongoing treatment. Who pays for your bills in these situations? Would it be smart to hire a car accidents lawyer for help?

Can you get reimbursement from your insurance company?

However, your health insurance company may request reimbursement out of your final settlement amount.

Can you file a claim with an at fault driver's insurance company?

You can file a claim with the at-fault driver’s insurance company via his or her liability coverage.

How Much Will My PIP Coverage Pay?

Therefore, you can elect how much PIP coverage you want to purchase. You can purchase the minimum coverage, which is $15,000. However, if you are involved in a serious accident and require extensive medical coverage and surgeries, this limit will not fully cover your medical expenses, and you will be responsible for the balance of the bills. Even if your personal injury attorney settles your claim against the other driver, your bills will have to be paid out of the settlement. In other words, your settlement amount may be greatly reduced to satisfy the outstanding medical bills.

What happens if you are injured in a car accident?

If you or a loved one was injured in a car accident, you may have been taken from the accident scene by ambulance to the emergency room. After being examined, you may be admitted to the medical center. Car accidents can happen in a flash. Medical bills can pile up just as quickly.

What is PIP insurance in NJ?

In New Jersey, insurance companies are required to provide Personal Injury Protection, known as PIP coverage. PIP coverage will cover your medical bills if you are involved in a NJ car accident regardless of who’s at fault for the crash. But wait, there’s a whole lot more. . .

Why do people abandon their personal injury claim?

Many people simply abandon their personal injury claim because they don’t have their own car and are afraid to ask a relative they reside with for the car insurance policy.

Do you get PIP if you don't own a car?

Therefore, if you do not own a car, and are injured in a car accident, you are still entitled to PIP benefits for your medical expenses. Your PIP benefits will be covered by the policy of someone you reside with, or the policy of the vehicle you were riding in.

Does PIP cover car insurance?

PIP may cover family members who reside with you if they are involved in a car accident and do not own their own car. This is true even if the family member was injured in a car accident and wasn’t in your car at the time of the accident. You read that right: if a family member resides with you, and doesn’t have his own car, and is in an accident in someone else’s car, your PIP pays for his medical bills.

Why use your health insurance to pay accident-related medical bills?

Car insurance companies pay only you, as the claimant, when and if there is a settlement.

What happens if your insurance company denies your claim?

If your claim is ultimately denied or settlement is delayed beyond the time period your health insurance company allows for submitting bills, you may be responsible for paying the medical provider the entire amount owed. Promptly submitting your bills to your health insurance company avoids this problem entirely.

What happens when you get reimbursed from a medical settlement?

When the health insurance company is reimbursed from your settlement, the amount paid to them is significantly less than the full amount of the medical bills. You have to reimburse your health insurance company for only a fraction of the full amount of the claimed bills.

How long does it take for car insurance to pay you?

Car insurance companies pay only you, as the claimant, when and if there is a settlement. Sometimes, this takes months—or even years. During this time, unpaid bills can go into collections and negatively affect your credit.

What happens if someone else is at fault for an accident?

If the accident was entirely someone else’s fault, you’re entitled to payment for any damage done to your car. You’re also entitled to payment for personal belongings and property that…

What happens if you don't use your health insurance?

If you don’t use your health insurance, the full balance will be owed by you at the time of your settlement. If your health insurance company has already paid their discounted rate, the benefit of that discount is passed along to you.

What is legal thriller?

Legal thrillers are a favorite genre, both on TV and the silver screen. Many films are based on real-life events, and have helped bring justice to issues plaguing our society….

Who Pays for Medical Bills When the Driver Who Hit You Does Not Have Auto Insurance?

If the driver of the car who hit your motorcycle is uninsured or underinsured, the initial financial responsibility of your medical bills is yours. Florida does not require you to carry uninsured or underinsured motorist coverage (UI/UM) on your motorcycle insurance policy. However, many bikers choose to purchase this policy to protect themselves in these situations.

How long does it take for Florida insurance to pay you?

Even though you will not immediately receive a payout from an insurance provider, Florida law requires them to decide on your claim within 30 days of receiving proof of the amount of benefits. They are also supposed to pay quickly, but this is often not the case.

What happens if you get in a motorcycle accident?

If you do not carefully handle your financial situation, the accident can ruin more than your body. Unpaid medical bills can destroy your credit, even if you did not cause the motorcycle accident.

Is it possible to only get one bill for a traffic accident?

Traffic accident injuries are expensive and it is not likely that you will only receive one bill for all your medical treatment. A wide array of expenses constitutes medical bills that might be covered under the driver’s bodily injury liability coverage.

Can you get medical bills after a motorcycle accident?

Getting your medical bills paid after a severe motorcycle accident can be an overwhelming and complicated process. We provided specific insurance scenarios above, but the reality is that you might receive money from a variety of sources to pay for medical bills.