There are two kinds of durable powers of attorney: a durable power of attorney for finances lets you name someone to manage your financial affairs if you become incapacitated, and a durable power of attorney for health care allows someone to make medical decisions for you if you are no longer able to speak for yourself ...
Health Care Directives If you don't take the time to prepare them and you become incapacitated, doctors will turn to a family member designated by state law to make medical decisions for you. Most states list spouses, adult children, and parents as top-priority decision makers, making no mention of unmarried partners.
A legal surrogate. Even when nobody has named you as a health care agent, you may still be asked to make medical decisions for someone else. If you are a family member or possibly a close friend, you may be called upon to make decisions as the default decision-maker.
Health Care Decisions: A spouse does not have an automatic right to make medical decisions for the other. Spouses and unmarried partners need Health Care Powers of Attorney appointing the other person to make those decisions. Hospital Visitation: Believe it or not, hospital policy governs this, not a law.