Using attorney debt settlement services if there are legal maneuvers to make in order to resolve your debts more favorably, can make the cost of hiring an attorney worth it. There are also instances where the cost of the settlement the attorney negotiates, combined with the attorneys fees, are about what you would have gotten without the attorney.
Mar 03, 2017 · Assuming that credit score is good enough and your bank uses the 80% rule to finance the $300,000, you have $240,000. After deducting the $180,000 first mortgage loan from the $240,000, then you may still borrow up to $60,000 on your second mortgage. This is then recorded in the public records and becomes a lien against your home.
Sep 24, 2014 · What type of attorney do I need to fight a lien on my property from a landscaping company? Hired a landscaping company to do some edging around my house, along with some decorative rock. He did it incorrectly by filling the space with far too much rock and not laying landscaping tarp beneath the rock.
Feb 15, 2015 · Oftentimes, health insurance companies are willing to negotiate with law firms and may reduce their lien. The reason for this is that the health insurance company realizes that if the attorney had not put forth time and effort to recover the money from the at-fault party, the health insurance company would not get paid back anything at all.
Clear title is generally needed to refinance or sell your home.Contact the creditor that filed the lien. ... Make payment arrangements if you cannot pay in full. ... Pay the lien amount in full or as agreed. ... Request a satisfaction of lien. ... File the satisfaction of lien if mailed to you. ... Consult a bankruptcy attorney.More items...
If a lien is filed on your property and you believe the lien is wrongful, you, the property owner have a right to contest the lien. In some cases, you may be able to file a summary motion to remove a lien. This is a lawsuit filed in district court that will allow the almost immediate removal of the lien.
seven yearsHow long does a judgment lien last in Georgia? A judgment lien in Georgia will remain attached to the debtor's property (even if the property changes hands) for seven years (whether the lien is attached to real estate or to personal property).
ten yearsHow long does a judgment lien last in New York? A judgment lien in New York will remain attached to the debtor's property (even if the property changes hands) for ten years.
Contesting A Lien An owner has a right to file a Notice of Contest of Lien during the one-year period. Upon the filing of a Notice of Contest of Lien, a lienor must file a lawsuit to enforce the lien within 60 days. Failure of the lienor to timely file a lawsuit renders the lien invalid.May 15, 2017
Dispute of the amount of the lien The owner must make an application to court and pay the full amount in dispute into court. In the application, the owner may indicate the amount (if any) which the owner believes is owing and which the owner is willing to offer in payment to the lien claimant.Sep 4, 2012
The owner or his or her agent or attorney, or the contractor or his or her agent or attorney, shall send a copy of the notice of contest of lien within seven days of filing by registered or certified mail or statutory overnight delivery to the lien claimant at the address noted on the face of the lien.
Bond to Discharge Lien: Unequivocally, the fastest way to remove a materialmen's lien is to post a bond to discharge the lien. ... Do Nothing: Georgia's materialmen's liens automatically expire 395 days from the date they are filed unless the lien claimant takes specific steps to enforce its lien rights.More items...•Jun 17, 2018
If there is a federal tax lien on your home, you must satisfy the lien before you can sell or refinance your home. There are a number of options to satisfy the tax lien.Nov 2, 2021
Can a creditor or debt collector take my house? If you own a house, your creditor may be able to place a lien on the house. Before placing a lien on your house, a creditor must sue you to get a judgment against you saying that you owe a certain amount.Jan 7, 2020
In order to vacate, set aside, or remove a default judgment in New York, you must make a motion to the court in which the judgment was entered. The motion will contain a specific request for the court to vacate the judgment and return monies taken to satisfy the judgment.Jul 23, 2020
Yes, a lien may be placed on property that is jointly owned. However, the effects of that lien depend on the type of ownership that the property is under.
Debt settlement companies often claim that they’ll be able to talk your creditors into settling your unsecured debts for pennies on the dollar. If...
If you think you need help settling your debts or are unsure about whether negotiating settlements is a good idea, a skilled attorney can provide y...
You can arrange a debt settlement yourself. If you are certain that you want to settle your debts rather than filing bankruptcy or some other optio...