Although there are many contributing factors, the best time to consult with a foreclosure defense lawyer is before you’re served with the foreclosure lawsuit. Pre-foreclosure is an excellent time to weigh your options. The reality for most, is that the first time they speak to their attorney, is after they’ve been served with foreclosure papers.
Full Answer
Why it's a bad idea to represent yourself
The law allows people to represent themselves, so people are free to do this, but it is almost universally true that they will wind up hurting themselves, not helping. This is comparable to doing delicate surgery yourself on a loved one if you are not a surgeon.
What a good foreclosure lawyer will do
In evaluating each case, an attorney looks at all the issues that the borrower knows of, and then looks at all the other issues known to be defenses to foreclosure. Your attorney should decide on a tailored strategy, depending on the details and on the borrowers' situation and goals.
Avoiding cookie-cutter lawyers
There are many attorneys these days who offer to assist borrowers with foreclosure defense. If you go out to find a foreclosure defense attorney, be very careful and make sure to find someone with whom you feel comfortable, and make sure that that person understands your objectives and can explain to you how those can be achieved.
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