what kind of attorney deals with payment errors

by Jamaal Mante 10 min read

What kind of lawyer do I need to solve my legal problem?

Jan 25, 2017 · An attorney you know or have worked with before may be able to refer you to an attorney who has experience in consumer law. Depending on the amount and nature of your debt, you may wish to consult with a bankruptcy lawyer. Bankruptcy attorneys may be particularly helpful in many contexts.

Why hire a medical malpractice attorney?

Oct 29, 2018 · A good paralegal can help the attorney mitigate this type of error by ensuring that these sorts of filings are completed. These errors can be costly to attorney’s clients and the associated lawsuits often times have an easily identifiable, tangible cost and easily determined judgment dollar figure.

Can a lawyer refuse to accept me as a client?

In fact, a Johns Hopkins study found that medical errors kill more than 250,000 Americans every year, making it the third-leading cause of death behind only heart disease and cancer. If you believe you or someone you love were the victim of medical malpractice, contact Morgan & Morgan. Our legal team will review your situation in a free, no ...

What happens when medical billing and coding errors are denied?

Sep 29, 2020 · Here's an overview of the most common types of lawyers. Personal Injury Lawyer. If you’ve suffered injuries in an accident—for example, a car accident—the type of lawyer you’ll want to see is a personal injury lawyer. These types of attorneys specialize in obtaining compensation in the form of damages for injuries caused by other parties.

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Can you sue the bank for their mistake?

If there are many individuals with the same grievances, banks and other financial institutions can be sued through class-action lawsuits. Beyond filing a lawsuit, you have the option of filing a complaint with a government agency about your concern with the bank, which can still result in you getting financial relief.May 8, 2020

Can I sue a bank for not giving me my money?

If a bank thinks your account might be at risk for fraud or someone stealing your money, they're allowed to flag the account and take reasonable steps to protect your money. BUT – they can't just lock you out forever. If you tell them to give you your money back and they won't, EFTA may let you sue.Sep 30, 2021

Can I sue a bank for holding my money?

Unfortunately, banks are a business and are sometimes more interested in holding onto their own profits than doing what's right for their customers. So, if you've been a victim of fraud and the bank does not cooperate, can you sue them? In most cases, the answer is, sadly, no.Nov 29, 2019

Can I sue bank for ruining my credit?

So if there's an error (or errors) on your credit reports that's severely damaging your score, and the issuer continues to report it, you could file a suit — after you've clued in the credit bureaus and given the financial institution a chance to conduct a reasonable investigation.Jun 10, 2016

Can a bank deny a dispute?

You may have a legal claim if your bank doesn't tell you why they denied your disputed transaction. Claims can be awarded under this regulation even where the bank did everything else right—where they did a proper investigation, but they didn't follow the rules and tell you why they did what they did.Oct 1, 2021

Do banks refund Unauthorised transactions?

Bank compensation for unauthorised transactions If someone has taken money from your account or used it to make an unauthorised transaction, the bank must refund the payment, unless they can prove that it was authorised by you or that you were at fault.Oct 16, 2019

How do I file a complaint with the FDIC?

About FDIC To determine which regulator has jurisdiction over a particular banking institution, so you can submit a complaint to the correct agency, you can call the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342).Jun 12, 2014

What is bank negligence?

Malpractice in banking occurs when a professional within banking, for instance, is negligent in their work, and, in turn, bring some form of harm to their client's assets.Nov 27, 2019

How long can a bank hold funds for suspicious activity?

They may close down your branch or stop doing business in your state. Your bank may also close your account if it is dormant, meaning you haven't used it for a long period of time. Depending on what state you live in, an account may go unused for three to five years before it's considered dormant.Jun 22, 2020

Can I sue for errors on my credit report?

Under the Fair Credit Reporting Act (FCRA) (15 U.S.C. § 1681 and following), you may sue a credit reporting agency for negligent or willful noncompliance with the law within two years after you discover the harmful behavior or within five years after the harmful behavior occurs, whichever is sooner.

Can you sue a company for messing up your credit?

If a credit bureau, creditor, or someone else violates the Fair Credit Reporting Act, you can sue. Under the Fair Credit Reporting Act (FCRA), you have a right to the fair and accurate reporting of your credit information.

Can you sue a company for pulling your credit?

If you believe that somebody wrongfully pulled your credit report, you might be able to sue them in state or federal court for damages. Your state's laws may also offer additional relief and remedies.

What Is Medical Malpractice?

Medical malpractice takes place when a healthcare provider provides treatment that falls below the accepted standard of care in the medical communi...

Examples of Medical Malpractice

Patients can be victims of medical malpractice in a variety of different ways. Below are some examples.Anesthesia ErrorsAnesthesia errors are one a...

How Do You Know If You Have A Medical Malpractice Case?

You might be asking yourself, “How do I know if I have a medical malpractice case?” or “How Can I Prove a Medical Malpractice Case?” If you’re cons...

Damages in A Medical Malpractice Case

Although we touched on medical malpractice damages above, here is some more detailed information on the type of damages in a medical malpractice ca...

What Does A Medical Malpractice Attorney do?

If you’ve determined that you might have a medical malpractice case, you probably have some questions: How do I choose a good attorney and what can...

How Long Do You Have to File A Lawsuit For Medical Malpractice?

Under laws in certain states, a statute of limitations limits the amount of time under which an injured patient may pursue a medical malpractice la...

Why Morgan & Morgan Has Won Millions For Injured Patients

Our attorneys at Morgan & Morgan have recovered millions of dollars for injured patients, because we’ve been doing this a long time. We know what t...

What is medical malpractice?

Medical malpractice occurs when a healthcare professional provides treatment that deviates from accepted standards of care within the medical community, thereby causing injury to a patient. If a doctor, surgeon, hospital, or another party was medically negligent, they may be liable for any ensuing losses.

What are some examples of negligence by an anesthesiologist?

Some examples of negligence by an anesthesiologist include: Administering the wrong type of dose of anesthesia. Administering anesthesia too late.

Can a hospital be held liable for medical malpractice?

Failure to meet these and other standards may be grounds for a medical malpractice lawsuit. In addition, hospitals can be held vicariously liable if an employee or staff member causes injury to a patient, provided the employee was acting within the scope of their employment at the time the negligent act took place.

Can a doctor be found negligent for failing to order a test?

Failing to order tests: A doctor can be found negligent for failing to order standard tests after observing certain symptoms. Failing to interpret test results correctly: Medical professionals are responsible for interpreting test results correctly.

Is medical malpractice a reward?

Unfortunately, that trust isn’t always rewarded. In some instances, the actions (or lack thereof) of a healthcare professional may rise to the level of malpractice.

Is a hospital liable for malpractice?

Hospital Malpractice. In some cases, the hospital itself may be liable in a medical malpractice lawsuit. Hospitals must adequately evaluate prospective employees. That includes evaluating their prior experience, certifications, and level of education. If a hospital hires an incompetent or underqualified staff member, ...

What is a worker's compensation lawyer?

If you’ve been injured while on the job, or have had to face the death of a loved one as a result of a workplace accident or occupational disease, a lawyer who specializes in workers compensation law can help you navigate the issues you face, such as the extent of the employer’s fault and the amount of benefits to which you are entitled.

What is an employment lawyer?

Employment Lawyer. Whether you’re a company that’s having a problem with an employee, or an individual who’s having problems with the company you work for, an employment lawyer can generally provide advice about legal issues which arise from an employment contract or within an employment relationship.

What is a disability attorney?

The Social Security Disability system can be a particularly complex system in which to navigate. An attorney who specializes in Social Security Disability issues can help you with any step in the Social Security Disability process, including assisting you with eligibility issues, launching an appeal of a decision to deny you benefits and dealing with the reduction or termination of your benefits.

What can a corporate lawyer do for you?

A corporate lawyer will be able to help you with issues related to the formation of your corporation, general corporate governance issues and corporate compliance issues.

What is an estate planning lawyer?

The estate planning lawyer specializes in wills and trusts, and can help you to draw up a will to pass on your assets. Among other estate planning legal services, this type of lawyer can help you set up a trust which will help take care of your children’s financial needs.

What is an IP lawyer?

Also known as an IP attorney, an intellectual property lawyer can advise you with regard to issues relating to intellectual property, such as copyrights, trademarks, patents, industrial design and trade secrets.

Do doctors make mistakes?

Doctors do occasionally make mistakes, and if you’re facing the consequences of a medical mistake such as a medical misdiagnosis or inaccurate treatment, a lawyer who specializes in medical malpractice issues can be particular helpful.

What to do if a bank violates your rights?

If you believe that a bank has violated your rights, you should consider contacting a bankruptcy lawyer near you. Before you contact the attorney, you should gather information about your claim that the attorney will ask you about. This information includes records pertaining to your claim, including financial documents.

How to prevail in a bank discrimination lawsuit?

To prevail in such a lawsuit, you must prove the bank intentionally discriminated against you on account of your race, religion, gender, color, or national origin. Find the Right Finance Lawyer. Hire the right lawyer near your location. Find My Lawyer Now!

What happens if a bank violates the GLBA?

If the FTC finds the bank has violated the GLBA, the FTC may impose monetary fines and prison time on banks and bank employees who are responsible for the violation. Under the GLBA, there is no private right of action; that is, individuals cannot file private lawsuits in civil court against a bank.

Can you sue a bank for false credit report?

Under the FCRA, you may be able to sue a bank for refusing to remove false information the bank has placed on your credit report.

Can you sue a bank for a loan?

Under some circumstances, you can sue a bank for its refusal to provide a loan. For example, if a bank has denied you a loan for a discriminatory reason (because of your color, gender, race, religion, or national origin), you may be able to file a lawsuit in federal court. To prevail in such a lawsuit, you must prove the bank intentionally ...

Can a bank file an answer?

The bank may then file an answer. Once the court has copies of the complaint and the answer, the court will set a trial date. At the trial, each side presents their evidence. The court then makes a decision.

Can you sue a bank for not having enough money?

For example, if a bank, in issuing a non-sufficient funds penalty (a penalty for failure to have enough money in the account when you write a check), imposes the penalty three times instead of one, you can sue to recover the money the bank improperly took out.

What are some examples of errors that servicers make?

For example, here are some common errors that servicers make, with more details below: misapplying payments or inaccurate accounting practices. charging unreasonable fees.

What are some examples of fees in a loan contract?

A few examples of these types of fees are: late fees. inspection fees. foreclosure costs, and. other default-related fees.

Do mortgage servicers have to credit your payment?

Under federal mortgage servicing laws, the servicer must credit your payment to the account on the day it receives the payment . This requirement is called the "prompt crediting rule.". But a few exceptions to this rule exist.

What can an auto lawyer do?

An automotive lawyer may also reach out to the repair shop and/or mechanic on a vehicle owner’s behalf before filing a claim. By opening communication lines, the lawyer may be able to persuade the repair shop to either fix the damage or to settle out of court, so no one has to experience the added stress of a trial.

What is a mechanic repair lawsuit?

Mechanic repair lawsuits refer to a large umbrella of cases that involve issues regarding vehicle repairs and mechanics or automobile repair shops. For example, a car owner may sue a mechanic for performing unauthorized or unnecessary repairs, providing false or misleading payment estimates, or for breach of warranty.

Why are auto repair laws enacted?

Each state has its own set of auto repair laws that go by various names, but are primarily enacted for the purposes of protecting the average consumer. For instance, many states have laws that address unfair and deceptive practices in car repairs.

Do repair shops have insurance?

However, some repair shops do have insurance coverage that can help an owner to recover some of the costs. In addition, each state has its own laws regarding theft of stolen items that are attached to a vehicle.

Can a mechanic fix a problem for free?

Savvy businesses strive to keep their customers happy, so oftentimes a mechanic will repair the problem that they caused for free. If the mechanic and/or repair shop refuses to or cannot fix the damage done, then the vehicle owner should consider taking legal action.

What are the consequences of medical coding errors?

Medical coding errors lead to higher claim denials, loss of revenue, and federal penalties, fines, and imprisonment. Learn how to protect your emergency medicine group from ED coding errors now:

Why is my insurance denied?

Insurance companies say a denied claim is unpayable. The reasons for denial can include billing errors, missing information, inadequate patient coverage, and more. Your practice will typically receive an Explanation of Benefits (EOBs) with the reason for the denial.

Why are emergency medical claims rejected?

Claims are most often rejected due to billing and coding errors. But once your team fixes those errors, you can resubmit a clean claim for payment again. Your emergency medicine group will notice a boost in revenue by following up on your medical denials.

What happens if you have inaccurate medical coding?

Inaccurate medical coding will cause your reimbursements to get delayed, denied, or only partially paid. Build up a cache of delayed reimbursements and you’ll have mounds of paperwork, stress, and lost revenue for your emergency medicine practice to deal with.

What are the penalties for false claims?

Civil penalties for violating the civil FCA may include recovery of up to three times the amount of damages sustained by the Government as a result of the false claims, plus penalties up to $22,927 (in 2019) per false claim filed

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What happens when an emergency medicine practice falsifies claims?

And then you’ll could be facing serious federal penalties and fines. Medical abuse happens when your team falsifies claims that lead to your practice’s monetary gain, either deliberately or unintentionally.

Is medical abuse a fraud?

Medical abuse is considered fraud when there’s evidence of intentional misrepresentation over a long time and across a large number of patients. Submitting incorrect claims to the government (for Medicare or Medicaid) violates the Federal Civil False Claims Act (FCA).

What is arbitration in contract law?

Arbitration is a relatively low-cost process in which each side presents its case to an independent authority, who makes a final decision. Even if your contract has no such provision, you can request a similar hearing.

Can a contractor opt out of a lawsuit?

Unlike Better Business Bureau hearings, the contractor can’t opt out of a lawsuit.

Can a contractor sue you for libel?

The catch: A contractor could sue you for libel over a bad review. State laws vary, but truth is a strong defense, says Atlanta attorney Alan Begner, a board member of the First Amendment Lawyers Association. Still, a big contractor with deep pockets could force you to spend tens of thousands in your own defense.

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Notices of Error

  • If you send a letter to notify the servicer about a particular error that it made when managing your loan, the servicer must correct the error, provide notification of the correction, and give contact information for you to follow up, or let you know that no error occurred along with the reasons for this conclusion.
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Requests For Information

  • A request for information can be useful if you're unsure whether the servicer made an error and want to get information about your account to help you make this determination. For example, you might want to see the servicer's records regarding your payment history.
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How to Write A Notice of Error Or Request For Information Letter

  • You can find a sample notice of error letter and request for information letter, along with useful information about what to include in the letter, at the Consumer Financial Protection Bureau's website. If you're sending a notice of error and also want to request specific information, you can send a single letter. Or you can send your notice of error and request for information letters sepa…
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Getting Help

  • If the servicer doesn't respond to your notice of error or request for information or if the servicer disagrees that it made an error or refuses to provide you with certain information, consider consulting with a lawyer. If you're facing an imminent foreclosure sale, talk to an attorney right away. Sending the servicer a notice of error or request for information is very unlikely to stop a f…
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