what is a pip attorney

by Prof. Ruben Braun 8 min read

What is personal injury protection (PIP)?

Personal injury protection, also widely known as PIP insurance or just PIP, is a type of insurance benefit that helps accident victims recovery mon...

What Does Personal Injury Protection Cover?

PIP insurance coverage helps accident victims recover costs associated with care from a medical professional, like a chiropractor, and other medica...

Do I Need Personal Injury Protection?

Of the twelve states that offer no-fault insurance for accident victims, it's only an optional addition in Kentucky, New Jersey and Pennsylvania. T...

Why Hire A PIP Law Firm For A Personal Injury Protection Case?

In Florida, insurance carriers may decline or underpay an insurance claim for medical care. However, you still have to pay expenses associated with...

What does a PIP attorney do?

A PIP attorney can negotiate with your insurance company on your behalf to ensure you receive personal injury protection when you have PIP coverage. Whether you are in Orlando, West Palm Beach or another part of the state, PIP attorneys may be an essential part of recovering things like lost wages and medical expenses when your insurance company has denied your PIP claim after an auto accident.

What is a PIP law firm?

PIP law firms, like Florin|Roebig, are known for hiring highly experienced, highly skilled and expertly trained PIP lawyers to ensure your West Palm Beach claim gets paid. If you are seeking benefits from wrongful death, brain injury or an accident victim and you have PIP insurance, Florida law may be on your side. When you need a legal team to take on your insurance company for PIP benefits that help pay your medical providers after an auto accident in a no-fault state like Florida, you need a PIP law firm.

What is PIP insurance?

Personal injury protection, also widely known as PIP insurance or just PIP, is a type of insurance benefit that helps accident victims recovery money for expenses related to personal injury, like lost wages, medical bills and more. A personal injury attorney is a licensed professional who understands Florida law when it comes to personal injury protection and your rights.

What Does PIP Cover?

If you are injured in an accident, PIP covers medical bills, 80 percent of lost wages if you are unable to work, plus the cost of hiring a caregiver in your home. For all services, PIP will pay a maximum of $2,500 unless you purchased a higher coverage limit.

For More Information About Personal Injury Protection Coverage

For more information, call Fleming Law, P.C., at 737-201-0543 or toll free at (888) 529-0018 . From our offices in Houston, we serve clients in Harris County and throughout Texas. See our Car Accident FAQ page for answers to more questions.

What is PIP insurance?

Personal Injury Protection (PIP) coverage and PIP claims have to do with "no fault" car insurance. No fault insurance exists in about a dozen states (District of Columbia, Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, and Utah) and means that your own automobile insurer will ...

What is a PIP claim?

A PIP claim is the claim that you make against your own insurer for payment of medical bills and lost earnings. Your insurer will pay your medical bills and will reimburse you for some or all of your lost earnings up to the amount of your claim -- or up to your state's no fault limit, whichever is lower. Some states have a two part medical bill ...

What happens if you don't cooperate with your PIP?

If you fail to cooperate with your PIP insurer, the company is generally entitled to terminate your PIP benefits. Talk to a Lawyer.

Do you have to cooperate with your insurance company in a PIP claim?

Cooperate With Your Insurer in a PIP Claim. Most states require insured persons to cooperate with their insurance company in PIP claims. That means that the usual rules for dealing with an insurance company in a personal injury case must be disregarded. In most cases, you do not want to give a recorded statement to the defendant's insurance company.

How much does PIP pay?

Let's take an example. Let's say that you got into a car accident, in which the other driver was at fault, and with the following facts: 1 your state's PIP limit for medical bills is $2,000 for people with no health insurance, but $8,000 for people with health insurance 2 your state requires PIP insurers to pay up to $5,000 of lost earnings 3 you have health insurance 4 you have $4,000 of medical bills and $1,000 of lost earnings 5 your state requires people injured in a car accident to have $5,000 of medical bills before they can make a claim against or sue the negligent driver.

Does PIP pay medical bills?

In those states, if the injured person has health insurance, the PIP insurer might only have to pay a small amount of the injured person's medical bills, and the health insurer will pay the remainder.

What is PIP in federal law?

Federal Employee Lawyers. A federal employee who is not meeting performance standards will be provided with a Performance Improvement Plan (PIP) from their agency.

What is PIP in employment?

While employers often tell employees that a PIP is for their benefit, it is often used as a prerequisite and justification for the removal of an employee. If you have recently received an unacceptable performance appraisal or have already been placed on a PIP, it is critical that you consult a federal employee lawyer immediately.

What is a PIP plan?

Basics of a Performance Improvement Plan . When a federal employee is being considered for a PIP, the worker must be provided with an opportunity to improve before any adverse action can be taken. Every plan will be different and will depend on the employee's position and agency.

What does PIP stand for in insurance?

PIP stands for Personal Injury Protection. This is a type of insurance coverage included in all auto insurance policies sold in New Jersey. PIP is the portion of your insurance coverage that relates to injuries to the policyholder.

What does PIP cover?

PIP primarily covers the cost of your medical treatment that results from an accident. The medical expenses PIP covers include: Hospital costs, such as emergency room visits, costly inpatient stays in trauma units, and emergency surgeries immediately following the crash.

Does PIP pay for everything?

PIP pays for your medical bills, but it doesn’t pay for everything. How much coverage you have depends on your PIP medical expense limit. This limit refers to the amount of coverage you choose when setting up your policy.

Can you purchase additional PIP benefits with your insurance?

You can also purchase additional PIP benefits with your policy. This coverage is optional, so you might not have these benefits if you opted for the plan with the cheapest premiums.

Does PIP cover bodily injury?

PIP doesn’t cover injuries that other people may sustain in a collision that you cause. A different type of coverage, called bodily injury, does this. PIP also doesn’t cover damage to your car. The property damage portion of your auto insurance, or the other driver’s insurance, is responsible for this cost.

Why is PIP needed in NJ?

The reason why PIP exists is that NJ is a no-fault state. When someone gets hurt in an accident, that person’s own auto insurance company is the one responsible for paying the medical bills. No-fault laws have benefits. In a no-fault state, you can get the medical care you need immediately after a collision.

Does PIP reduce medical expenses?

Opting to reduce your PIP medical expense limit also reduces your premiums. These short-term savings could cost you big time in the long run, if you ever get into a serious accident. If you must compromise the coverage available to you to afford auto insurance, consider other options.

What is PIP insurance in Texas?

Personal Injury Protection (PIP) is insurance coverage that you can purchase through your auto insurance policy. In Texas, all auto insurance policies must provide for PIP unless the coverage is rejected in writing. The minimum amount of coverage in Texas is $2,500, although you can purchase more coverage if you wish.

How does PIP work in an auto accident?

Let’s say that you are involved in an auto accident that was not your fault. Your auto accident lawyer will not only make a claim against the other driver’s insurance company, but will also make a claim on your insurance policy for the PIP benefits. This is because, more often than not, the amount of the settlement offered by the other driver’s insurance will most likely not be enough to pay your lawyer, your doctors, and also net some money in your pocket. The PIP helps your auto accident lawyer settle the case by having more funds available to satisfy all the parties involved. This is because the other driver’s insurance does not get any credit for the PIP. For example, if your case is worth $10,000, then you would be able to collect $10,000 from the other driver’s insurance and still be able to collect the $2,500 in PIP benefits, for a total of $12,500. Whether your auto accident lawyer should take a fee from the PIP portion depends on many circumstances as well as the general practices of your lawyer.

How much does an attorney charge for a lawsuit?

For instance, I charge 33 1/3% for settlement prior to any lawsuit being filed and 40% if a lawsuit is filed. It make no difference to me if it is a liability settlement, UM settle, etc. However, your attorney may have a different fee structure. Just refer to the fee contract you signed with your attorney.

Does personal injury insurance cover medical bills?

I did not know the fact that personal injury protection will cover your medical bills as well as 80% of your lost wages, regardless of any fault on you. My cousin had an accident but he has not received any compensation yet. I will suggest to him to contact a car accident attorney to help him with this legal process.

How much does PIP cover in Texas?

The minimum amount of coverage in Texas is $2,500, although you can purchase more coverage if you wish. If you are involved in an auto accident, PIP will cover your medical bills as well as 80% of your lost wages, regardless of any fault on you. There are, however, scenarios in which PIP is handled differently on your auto accident claim, ...

Can an auto accident lawyer make a claim against the other driver's insurance company?

It’s good to know that an auto accident lawyer can make a claim against the other driver’s insurance company but your own as well. My sister was in an accident recently, but she is confused about the legal situation surrounding the accident. I’ll pass this information along to her to help her understand what is happening.

Does an auto accident lawyer get a credit for PIP?

Your auto accident lawyer will, therefore, submit your case to your insurance company for PIP and UM benefits. However, now your insurance company gets a credit for the PIP benefits. For example, let’s assume again that your case is worth $10,000, and you have $2,500 in PIP benefits. In this case, your PIP will pay $2,500 ...

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