"ATTORNEY PLACEMENT PENDING We Have been authorized to proceed wiith legal action to secure the balance you currently owe us as of August 13, 2013 If we do not hear from you by 8:00pm Eastern time on August 30, 2013, your account will be forwarded to an Attorney to obtain a judgement against you."
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Mar 05, 2013 · received a letter from my credit card company with the subject: ATTORNEY PLACEMENT PENDING. It said they have been authorized to proceed with legal action to secure the balance I currently owe them and that if I don't contact them by a certain date my account "will be forwarded to an Attorney to obtain a judgement against me".
Nov 30, 2013 · "attorney placement pending We Have been authorized to proceed wiith legal action to secure the balance you currently owe us as of August 13, 2013 If we do not hear from you by 8:00pm Eastern time on August 30, 2013, your account will be forwarded to an Attorney to obtain a judgement against you."
Aug 11, 2011 · discover -- attorney placement pending. It says the acct will be forwarded to an attorney to obtain a judgement against you. I offered 31 percent (the most I could do) -- bal 6500. It is always better to settle your debts with the creditors before it goes to an attorney. Once your debt account is turned over to the court, you will receive a ...
Discover card attorney placement pending. I received a letter from discover stating if I didn't contact them by the end of the month, my account would be forwarded to an attorney to obtain a judgment against me. I am a full time student and the only asset I have is my car which is paid in full. I'll be a student for 5 more years.
You can check your Amex application status online — just enter your Social Security Number and your ZIP code, and American Express will pull up your Amex credit card application status. You can also contact American Express customer service at 1-800-528-4800.
Nearly all lenders send information about their application decisions through the mail, whether to congratulate you on your approval or explain why your credit card application was declined. Check your mailbox regularly to make sure you haven’t missed any letters.
If you want to check your Bank of America credit card application status over the phone, call the credit card customer service line at 1-800-732-9194 to ask about your Bank of America application status.
Some credit cards are more difficult to get approved for than others. Nearly all of today’s best credit cards, for example, are reserved for people with good or excellent credit. If you’re still in the process of building your credit, here are some of the easiest credit cards to get approved for:
If you already have an online account with Chase, you can check your Chase credit card application status by logging into your account, opening the drop-down menu on your dashboard and selecting the “application status” option.
You can also check your Discover card status by calling Discover’s application status line at 1-800-347-3085.
You can also check your Wells Fargo status by calling one of Wells Fargo’s application status lines. If you applied for a Wells Fargo Visa credit card, call 1-800-967-9521. If you applied for a Wells Fargo Propel American Express® card, call 1-877-514-3717.
A pending charge, also known as a ‘ hold ’, is an approved transaction that your issuer has yet to post to your account balance. This may be because a merchant wants to check you have enough funds available or you made the transaction outside of your issuer’s business hours. It’s important to understand pending charges as they will affect how much ...
Pending charges immediately reduce your available balance by the amount due. For example, if you make a hotel booking with your credit card, the front desk may put a hold of $150 on your account to reflect the room rate. Although they are not charging you yet, the amount is still deducted from your available credit.
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If a pending transaction or a random $1 charge shows up on your account statement, but you know it wasn’t a purchase you made, you might need to dispute the charge. Follow these steps to dispute a credit card charge: 1 Notify your bank or card issuer as soon as you notice an unauthorized charge; 2 If there’s a simple mistake, like an incorrect amount, contact the merchant and ask them to fix it; 3 File a formal complaint with your bank and a police report if the transaction is fraudulent; 4 Keep checking in with your bank or card issuer on the status of your dispute.
A pending transaction occurs when you use your credit card for a purchase but the funds haven’t quite transferred over yet. Below are some common examples of when pending transactions occur: Large purchases: When you make a large purchase on credit, merchants are taking on risk. Sometimes your payment will be listed as a pending transaction as ...
When you have a pending transaction because the merchant or retailer hasn’t completed their transactions yet, it could take up to five days to clear. If you simply made a payment or purchase outside of standard working hours, the pending transaction will generally only last till the next day.
Merchant protocol: Some merchant organizations do not accept payment until an order is shipped. For example, Amazon purchases will remain “pending” until they ship out your order. Once the order has been shipped out, then your card will actually be charged.
If the dispute is approved, the charge will be reversed or refunded to your card and no interest will be charged on that purchase. If denied, you will receive an explanation letter. Image Source: https://depositphotos.com/.
The factors credit card issuers use to decide whether to approve an application we simply do not know — nor does anyone else. It goes beyond just a simple credit score.
If you’re not instantly approved, it can take several days, even a couple weeks, to learn that you’ve been denied. They’ll send you a letter with the reasons why, and also provide your credit score from the bureau they used to pull your credit.
To find out why you haven’t been immediately approved, you can call the bank and ask for the reconsideration department. You’ll usually get to speak to a credit representative to find out what’s going on.
If your application is under further review, that’s not bad news! There could be several reasons for the holdup, several of which are easy fixes. Perhaps they just need you to confirm your address or income.