what does a hud attorney do

by Mrs. Bettye Bechtelar MD 5 min read

HUD attorneys will be assigned to represent you during the ALJ hearing at no cost to you; however, you may also choose to intervene in the case and retain your own attorney. At the conclusion of the hearing, the ALJ will issue a decision based on findings of fact and conclusions of law.

Full Answer

What is the purpose of HUD?

Aug 02, 2005 · An affordable housing attorney will be able to determine whether your landlord and/or management company is in compliance with all federal and state housing regulations. Your attorney can also discuss whether your rights were in fact violated, and if so, they can provide you with the best legal options that would help you resolve your matter.

What is the Department of Housing and Urban Development (HUD)?

attorney fees cannot exceed the fees charged for work actually performed. Though actual costs for these legal services may potentially exceed fee amounts in the attached schedule, HUD will only reimburse mortgagees up to the amounts on the schedule. The Schedule of Attorney Fees does not reflect additional expenses incurred due

How can an affordable housing attorney help me?

HUD attorneys will be assigned to represent you during the ALJ hearing at no cost to you; however, you may also choose to intervene in the case and retain your own attorney. At the conclusion of the hearing, the ALJ will issue a decision …

Is HUD a government agency?

HUD's business is helping create a decent home and suitable living environment for all Americans, and it has given America's communities a strong national voice at the Cabinet level. HUD plays a major role in supporting homeownership by underwriting homeownership for lower- and moderate-income families through its mortgage insurance programs.

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What is the purpose of a HUD?

The Department of Housing and Urban Development (HUD) is responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws.

What does a government general counsel do?

The office of general counsel (OGC) is a name given to a department within an organization (usually government or military) that's mainly responsible for providing legal advice, litigation, ensuring compliance, and overseeing large business transactions and/or procurement.Oct 28, 2020

How do I contact HUD in Massachusetts?

Call toll-free (800) 955-2232. TTY: (800) 877-8339.

What is a HUD research?

In HUD's Office of Policy Development and Research (PD&R), our mission is to provide reliable and objective housing research and market data to our constituents, as well as skilled analysis that assists HUD's leadership in making informed policy decisions.

What is the difference between in house counsel and general counsel?

In-house counsel is a generic term for lawyers who practice, well, in-house. General Counsel is typically the title given to the highest ranking in-house lawyer within a legal department, and that person is usually a c-suite executive like the COO or CFO of an organization.

Who should the general counsel report to?

A general counsel, sometimes called GC, chief legal officer, or corporate counsel, is a company's main attorney and primary source of legal advice... The GC typically reports directly to the CEO, because his or her opinions are integral to business decisions.

Who qualifies for low income housing in Massachusetts?

Am I Eligible?Low-income households are typically eligible for the state-aided public housing if they earn no more than 80 percent of the area median income. ... If you or a family member are 60 years of age or over or, you are a non-elderly/handicapped you may qualify for the elderly/handicapped housing program.

How do I apply for HUD housing in Massachusetts?

To apply, contact or visit the management office of each apartment building that interests you. To apply for either type of help, visit your local Public Housing Agency (PHA). Questions? Email or call our Public and Indian Housing Information Resource Center toll-free at (800) 955-2232.

How do I apply for affordable housing in Massachusetts?

How to apply for AHVP - To apply, please contact your local housing authority and ask if they have the program. You may also ask the housing authority for their income guidelines. For more information, call the Massachusetts Department of Housing and Community Development (DHCD) at (617)-573-1150.

What does HUD do with a complaint?

Any relevant documents. HUD will provide the party against whom the complaint has been filed notice and an opportunity to respond to the allegations. HUD may gather evidence in many ways, including interviewing parties and witnesses, getting documents, and inspecting properties.

How does HUD resolve a complaint?

During the complaint process, HUD will assist the parties in resolving the complaint through informal resolution or voluntary compliance. FHEO will develop a written voluntary compliance agreement to obtain the resolution of findings of noncompliance. A Voluntary Compliance Agreement will obtain assurances from the Program to remedy any violations and ensure that the Program will not violate the rights of other persons under fair housing or civil rights authorities.

What happens if HUD finds there is no reasonable cause to believe that discrimination occurred?

If HUD finds that there is no reasonable cause to believe that discrimination occurred, HUD will dismiss your complaint with a Determination of No Reasonable Cause. HUD will notify the parties of the dismissal, and you may request a copy of the Final Investigative Report.

What happens if a complaint is not resolved voluntarily?

If the complaint cannot be resolved voluntarily by an agreement, FHEO may issue findings from the investigation. If the investigation shows that the law has been violated, HUD or the Department of Justice may take legal action to enforce the law.

What does FHEO do?

Generally, FHEO will either investigate the complaint or refer the complaint to another agency to investigate. Throughout the investigation, FHEO will make efforts to help the parties reach an agreement. If the complaint cannot be resolved voluntarily by an agreement, FHEO may issue findings from the investigation.

What is FHEO in housing?

As part of HUD's Fair Housing Assistance Program (FHAP), FHEO may refer a fair housing complaint to a state or local government agency for investigation. In certain circumstances, FHEO may initiate a compliance review based on the information submitted in a complaint.

What happens at an ALJ hearing?

The ALJ hearing will be conducted in or near the locality where the discrimination allegedly occurred. During the ALJ hearing, the parties have the right to appear in person, to be represented by legal counsel, to present evidence, to cross-examine witnesses and to conduct discovery of evidence. HUD attorneys will be assigned to represent you during the ALJ hearing at no cost to you; however, you may also choose to intervene in the case and retain your own attorney. At the conclusion of the hearing, the ALJ will issue a decision based on findings of fact and conclusions of law. If the ALJ concludes a violation of the Fair Housing Act occurred, the following relief can be ordered:

What does HUD do?

Department of Housing and Urban Development (HUD) is to provide housing and community development assistance and to make sure everyone has access to “fair and equal” housing.

What is the purpose of HUD?

HUD's purpose is to make sure communities have enough housing and any other development assistance they might need. HUD runs or helps run programs that encourage homeownership and rentals, as well as reducing homelessness and diminishing housing discrimination.

What is the criticism of HUD?

A primary criticism of HUD comes from organizations and individuals that support limited government. They say government programs often don’t work as intended and that HUD’s activities are best left to local governments and the private sector.

What is the Fair Housing Act?

The Fair Housing Act, passed in 1968, governs most of the housing market and prohibits discrimination based on race, color, national origin, religion, sex, familial status, and handicap when housing is rented or sold or when a homebuyer applies for a mortgage. 8.

What is the HUD mission?

Department of Housing and Urban Development Mission. HUD’s mandate is to oversee various federal housing programs in the name of promoting fair and equal housing. Under HUD’s fiscal year 2018–2022 strategic plan, the department’s mission is “to create strong, sustainable, inclusive communities and quality affordable homes for all.". 4.

What was the HUD agency?

HUD’s predecessor was the Housing and Home Finance Agency, formed in 1947. 3. The federal government’s involvement in housing stretches back much further than the creation of either agency, however. In 1918, for example, the government helped finance the building of homes for workers in industries contributing to World War I efforts.

What is Section 8 housing?

This program helps very low-income families, older people, and people with disabilities pay for rental housing that meets or exceeds minimum health and safety standards.

What is the mission of HUD?

What Is HUD's Mission? The Department of Housing and Urban Development is the Federal agency responsible for national policy and programs that address America's housing needs, that improve and develop the Nation's communities, and enforce fair housing laws.

What is the HUD housing program?

The Office of Public and Indian Housing ( PIH) administers HUD's public housing programs. HUD provides financial assistance to about 3,350 Public and Indian housing authorities that provide public housing and services to 1.3 million households.

How many people live in HUD housing?

More than 7 million families have lived in locally-managed, HUD supported public housing. Today, HUD helps provide decent, safe and affordable housing to more than 4.3 million low-income families through its public housing, rental subsidy and voucher programs.

What is CDBG used for?

CDBG funds are used to renovate housing; construct or improve public facilities, such as water, sewer, streets and neighborhood centers; purchase real property; and assist private businesses in economic development activities. Since the program began, over $95 billion has been allocated to grantees.

What percentage of CDBG funds are used for housing?

The CDBG formula allocates 70 percent of its funds, after set-asides, to "entitlement" communities (larger cities with populations over 50,000, central cities and urban counties) and 30 percent to states which are distributed to smaller communities. CDBG funds are used to renovate housing; construct or improve public facilities, such as water, ...

How many counties are eligible for CDBG?

Currently, 838 cities and 153 counties that are eligible to receive a CDBG entitlement grant directly from HUD. In addition, 49 States and the Commonwealth of Puerto Rico award more than 3,000 CDBG grants to other small cities and counties from CDBG funds allocated to the States by HUD each year.

How much of HUD funds must be used for activities that benefit low- and moderate-income persons?

At least 70 percent of the funds must be used for activities that benefit low- and moderate-income persons. Actual uses of the funds are determined by state and local jurisdictions through the comprehensive strategic planning process developed by CPD. Communities and states are accountable to HUD for how funds are spent.

What is an IDA bond?

IDA bonds are commonly used as a way to reduce sales or property taxes at a project site. Unlike Tax Exempt Bonds, IDA bonds may or may not require restrictive covenants. As written, the guidance in the Closing Guide and the MAP Guide appear to be inapplicable to IDA bond transactions.

Is 3.1-06 a comprehensive plan?

It appears that the 3.1-06 is for improved land, but for unimproved land there appears to be the option for either the 3-06 or the 3.2-06. The 3.2-06 seems to be more comprehensive because it provides coverage for violations of specific items (such as floor space and setbacks).

Can a developer transfer fee simple ownership of a project to a state or local development agency?

In order to take advantage of such programs, private developers will transfer fee simple ownership of their project to the state or local development agency, and then enter into a ground lease with the state or local development agency for a duration that is shorter than required under the National Housing Act.

Is HUD a secured party?

Nonetheless, the address for HUD as a secured party is the field office address.

Why is the buyer referred to as the borrower on the HUD-1?

The buyer is referred to as the "borrower" on the form because the HUD-1 was created to explain closings involving lender financing. However, the HUD-1 is sometimes used in cash-only deals when closed by a title insurance company or separate escrow company.

What is a HUD-1 GFE?

You can compare the HUD-1 to the Good Faith Estimate ("GFE") given to you by your lender when you applied for your loan to make sure you were not overcharged for any loan, title, document recording, or escrow fees. Read more about comparing your HUD-1 with the GFE below.

What line is the seller's bottom line on a 600 series?

All credits that reduce the amount due from the borrower are totaled in line 302, and then subtracted from line 301, resulting in the borrower's bottom line shown on line 303. The seller's bottom line, being the amount of money the seller receives at the closing, is similarly calculated in the 600 series.

What line is the seller's loan assumed on?

The amount of a seller's loan assumed by the borrower is shown on line 203. Second purchase money mortgages, or home equity loans that are subordinate to the first purchase money loan, are shown on lines 205 through 209.

What are the two sides of the 100 series?

The two sides (the borrower's side and the seller's side) generally mirror each other. The 100 series shows debits to the borrower and the 400 series showing corresponding credits to the seller. The purchase price for the real estate is found in lines 101 and 401.

What lines are reimbursed for flood insurance?

These reimbursements are shown in lines 106 through 112. Credits that reduce the dollar amount you must bring to the closing are shown in the 200 series.

What is section L in a mortgage?

Section L contains a long list of settlement charges. Charges shown in the left column are paid by the borrower, and charges shown in the right column must be paid by the seller. The settlement charges are grouped into the following line series:

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What Is The Department of Housing and Urban Development (HUD)?

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The purpose of the U.S. Department of Housing and Urban Development(HUD) is to provide housing and community development assistance and to make sure everyone has access to “fair and equal” housing. To achieve these goals, HUD runs or participates in many programs intended to support homeownership, increase s…
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Understanding The Department of Housing and Urban Development

  • HUD was established in 1965 under president Lyndon B. Johnson.2 It is a cabinet-level government agency, meaning that the agency’s head, called the secretary, is appointed by the president and approved by a simple majority vote in the Senate. The secretary then holds that position until they leave or a new president takes office. In the event of a major catastrophe, the …
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HUD's Initiatives

  • HUD is responsible for national policy and programs that address housing needs in the U.S. Through various initiatives, HUD works to:4 1. Strengthen the U.S. housing market 2. Ensure there is enough quality, affordable rental housing 3. Improve people’s quality of life by improving their housing 4. Strengthen communities 5. Enforce fair housinglaws
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How HUD Helps Communities

  • In 2018, HUD announced that, through a joint effort with the VA, veteran homelessness had decreased by 5.4% since the previous year, falling to about half the number of veterans experiencing homelessness reported in 2010.12 In 2019, HUD said it served over 990,000 single-family homebuyers through the FHA-insured mortgage programs, oversaw the production or pre…
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Criticisms of HUD

  • The Department of Housing and Urban Development has done immeasurable good in providing safe housing to Americans and lifting people out of poverty. At the same time, the organization is often subject to criticism, which comes mainly from organizations and individuals that support limited government. They argue that government programs often don’t work as intended and tha…
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HUD and The Covid-19 Pandemic

  • In late June of 2021, the Biden administration extended its nationwide ban on evictions from June 30 to July 31.19The eviction mortarium was meant to offer assistance to renters unable to make rental payments during the pandemic, but the Biden administration said it would be the final extension of the moratorium. By the end of March 2021, 6.4 million American householdswere b…
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The Bottom Line

  • As with all government departments, HUD has supporters who think its resources are being well spent and its programs are effective—and it has detractors who think its resources are misallocated and its programs are unnecessary at best and harmful at worst. There are real-life examples of people who have been helped and people who have been harmed by its rules and pr…
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