what do i bring to my first meeting with my bankruptcy attorney

You should bring to your first meeting with your bankruptcy attorney a list of all your debts that may not appear on a credit report, such as medical bills, personal loans, etc., otherwise, just a general awareness of your outstanding debts will suffice.

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What should I bring to my first meeting with my lawyer?

May 05, 2021 · You should bring to your first meeting with your bankruptcy attorney a list of all your debts that may not appear on a credit report, such as medical bills, personal loans, etc., otherwise, just a general awareness of your outstanding debts will suffice. If the attorney is retained their office will pull a credit report to make sure all your debts are accurately listed in …

What forms do I need to file a chapter 13 bankruptcy?

Apr 02, 2018 · Bankruptcy Consultation Documents: What to Bring to Your First Meeting with Your Lawyer. The most important, mandatory documents to bring to your initial bankruptcy consultation are a list of your outstanding debts and a list of your assets, focusing on major assets, such as houses, cars, boats, trailers, timeshares and the like.

When should I meet with my bankruptcy attorney?

Feb 20, 2018 · Without a doubt, the most important time you will meet with your bankruptcy attorney is the first time you meet with your bankruptcy attorney. During that first meeting, you, the potential new client, and the attorney should develop a rapport, outline goals and expectations, and review solutions. A thorough, productive first meeting will lay the …

What should I bring to my first bankruptcy consultation?

What Should I Bring To An Initial Consultation With My Bankruptcy Attorney? Your attorney needs to have a basic knowledge of your financial situation, such as the types of debts, the approximate amounts, your annual income, and the assets that you have. If you wish to get started that day, it’s a good idea to bring a retainer.

How do I prepare for a meeting of creditors?

What questions should I ask about bankruptcy?

How do I prepare myself for bankruptcy?

What should you not do before filing bankruptcy?

What happens to your bank account when you file Chapter 7?

Is filing Chapter 7 worth it?

What are the 3 types of bankruptcies?

Is it better to file a Chapter 7 or 13?

What assets can you keep in Chapter 7?

Can I declare bankruptcy and keep my car?

Bankruptcy Consultation Documents: What to Bring to Your First Meeting with Your Lawyer

The most important, mandatory documents to bring to your initial bankruptcy consultation are a list of your outstanding debts and a list of your assets, focusing on major assets, such as houses, cars, boats, trailers, timeshares and the like.

Contact a Bankruptcy Attorney Today for a Free Consultation

If you are thinking of filing for bankruptcy, you are not alone. Lawyers can help you decided whether or not you even need to file a bankruptcy, but if you do, they’ll let you know which chapter would be most appropriate.

Free Consultation with Bankruptcy Lawyer

If you have a bankruptcy question, or need to file a bankruptcy case, call Ascent Law now at (801) 676-5506. Attorneys in our office have filed over a thousand cases. We can help you now. Come in or call in for your free initial consultation.

Do unsecured creditors matter in Chapter 7?

Speaking of general unsecured creditors, the amounts generally do not matter because, with certain exceptions, they will all be eliminated under Chapter 7 bankruptcy. The amount you may be required to pay back in a Chapter 13 is more often determined by your income rather than the amount of debt you have.

Can you file bankruptcy if you make too much money?

The bankruptcy code says if you make too much money, you might have disposable income available at the end of each month to pay something to your general unsecured creditors. That is one reason you may be ineligible for relief under Chapter 7 and may only be able to seek relief under Chapter 13.

What is priority unsecured debt?

Priority unsecured debts are those that do not have a piece of property attached to them (like a secured debt), but which will not be discharged or eliminated in a bankruptcy. These include certain tax debts and child support arrears.

What is secured debt?

Secured debts are those that have a piece of property attached to them as collateral . If you default on those debts, the creditor not only has the right to enforce the debt against you, personally, but may also have the right to enforce the debt against a piece of property, like a house or a car.

What do bankruptcy lawyers need to know?

In order to help you best, your bankruptcy lawyer will need to know about your life and finances. They will want to know what has brought you to consider bankruptcy , such as credit card debt, difficulty paying a mortgage, medical bills, and so on. They might also ask: If you’re married. If you have children. How much money you and your spouse make.

How to find out if you are going bankrupt?

In order to help you best, your bankruptcy lawyer will need to know about your life and finances. They will want to know what has brought you to consider bankruptcy, such as credit card debt, difficulty paying a mortgage, medical bills, and so on. They might also ask: 1 If you’re married 2 If you have children 3 How much money you and your spouse make 4 How much money you’ve made over the last six months 5 If you own a business 6 If you have any assets, and if so, what they are worth 7 If you’ve recently sold or transferred any property (see what not to do) 8 If you owe back taxes 9 If you are behind on child support or alimony payments 10 If any creditors have judgments against you 11 What you hope to achieve through bankruptcy

Bankruptcy Consultation Documents: What to Bring to Your First Meeting with Your Lawyer

The most important, mandatory documents to bring to your initial bankruptcy consultation are a list of your outstanding debts and a list of your assets, focusing on major assets, such as houses, cars, boats, trailers, timeshares and the like.

Contact a Bankruptcy Attorney Today for a Free Consultation

If you are thinking of filing for bankruptcy, you are not alone. Lawyers can help you decided whether or not you even need to file a bankruptcy, but if you do, they’ll let you know which chapter would be most appropriate.

What documents are needed for bankruptcy?

Your financial records are some of the first documents you should collect. These records will help determine which type of bankruptcy is best suited for you. For example, if your financial documents show you have a regular income, your best fit may be Chapter 13 bankruptcy. This may have significant implications because Chapter 13 will allow you to keep possession of your property and pay your debts over time. Financial records include: 1 Most recent bank statements 2 Most recent bills from every creditor 3 Most recent payment coupons for vehicles (leased or purchased), real estate, and student loans 4 Bills or invoices for purchases in the last year 5 Receipts

What are the first documents you should collect?

Financial Records. Your financial records are some of the first documents you should collect. These records will help determine which type of bankruptcy is best suited for you. For example, if your financial documents show you have a regular income, your best fit may be Chapter 13 bankruptcy.

How does bankruptcy affect your life?

It could also have a major impact on your daily life. Filing for bankruptcy can affect your credit and property.

What is pending litigation?

Any legal history or pending litigation involving you is information you'll want to disclose to your attorney. Previous judgments against you show debts that will factor into determining which bankruptcy is right according to your financial situation. In addition, any pending litigation or current court order will determine how much you can afford to pay your creditors at this time.

Why is it important to organize your assets?

A proper, thorough organization of your assets is extremely important to show you have a set income level. This income determination can be essential in proving you can repay your debts over a period of time or in proving a lack of income. Canceled checks for any expense you cannot otherwise document.