non-spouse power of attorney vs. spouse who makes medical decisions

by Anahi Kulas 5 min read

The first modern legal solution is the Medical Power of Attorney to which you referred. If your common law wife had created one which named you as Agent, you would have clear legal authority to make her medical decisions if she lost that capacity. Your status as spouse would not matter; rather, your status as Agent would give you legal authority.

Full Answer

Do I need a medical power of attorney if married?

In case you become incapacitated without having made a medical power of attorney beforehand, doctors will act in accordance with your state laws. In most parts of the country, a family member will usually be called in to make important decisions regarding your treatments and procedures. This can be any adult related to you by blood or marriage.

Does a spouse automatically have power of attorney?

With respect to medical decisions, if an individual lacks the decisional capacity to provide informed consent to or refusal of medical treatment, and a medical power of attorney has not been implemented, physicians will look to a “proxy decision-maker” to make such decisions. The proxy may or may not be your spouse.

What is a medical power of attorney or healthcare proxy?

As the name implies, a healthcare power of attorney grants an agent the authority to make important medical decisions for the issuer if they become incapacitated. It’s important to note that a spouse inherently has the right to make medical decisions for their spouse, but healthcare privacy laws ( HIPAA ) may restrict a spouse from accessing their spouse’s medical records.

Does durable power of attorney for Finances make sense for unmarried couples?

Oct 10, 2018 · The durable power of attorney for healthcare is given to the person you want to make medical decisions for you in an emergency. Even though you set out your wishes in your healthcare declaration, such documents can never cover every circumstance, and the person who has a durable power of attorney for healthcare is the person who makes decisions not covered …

What is a power of attorney?

A power of attorney is a legal document granting powers to someone you trust to act in your place when you are not available or no longer capable of doing so. This person is called an agent or attorney in fact. Broadly speaking, there are two types of power of attorney: financial powers of attorney and medical powers of attorney. An agent appointed under a financial power attorney acts on your behalf with respect to financial matters. A medical power of attorney allows you to select the person who will make medical and care decisions for you when you lack the ability to give informed consent.

Why are powers of attorney important?

However, they are among the most important to ensure that your needs are properly met if you become incapacitated.

Who can make medical decisions?

In these situations, your spouse, family members and close friends (the “interested persons”) are supposed to come to a consensus about which of them should be selected as proxy decision-maker. If they cannot come to an agreement, or if any of the interested persons disagrees with the decision or the selection of proxy-decision maker, any of the interested persons make seek judicial appointment of a guardian. Thereafter, your court appointed guardian would make medical decisions on your behalf. In limited circumstances, such as when no interested persons can be found or none are willing to serve as proxy, your physician may designate another willing physician to make health care treatment decisions on your behalf.

Do you need a power of attorney if you are married?

Many people mistakenly believe that there is no need to create powers of attorney if they are married. They may believe that they are protected if they and their spouse are joint owners of property, or that their spouse will automatically be able to make medical and financial decisions for them when they cannot. However, this is not always the case.

Can a spouse use a joint account?

With respect to financial issues, a spouse may be able to access and use funds held in jointly owned accounts to a certain extent , such as to pay bills. However, their rights are significantly limited in terms of selling or mortgaging property spouses own together. For instance, one spouse could not sell or refinance a home they own as joint tenants, nor sell vehicles owned jointly. Further, one spouse cannot access, control, or sell assets owned solely by the other spouse. This can cause significant issues when one spouse is incapacitated, and the other spouse needs maximum flexibility in order to provide for the care of both.

What happens if your spouse is your primary attorney in fact?

If your spouse is your primary attorney-in-fact, it’s important to consider the possibility that you and your spouse could both become incapacitated in an accident. If that happens, who will step in to handle your affairs? If you have minor children, who will care for them?

What is a power of attorney?

As the name implies, a healthcare power of attorney grants an agent the authority to make important medical decisions for the issuer if they become incapacitated. It’s important to note that a spouse inherently has the right to make medical decisions for their spouse, but healthcare privacy laws ( HIPAA) may restrict a spouse from accessing their spouse’s medical records.

What happens if you don't have a power of attorney?

If you become incapacitated and you haven’t issued a power of attorney, your spouse will need to apply for guardianship. To do that, they’ll need to obtain a certificate of incapacitation from your physician, submit a petition for guardianship to the court, serve a Notice of Hearing to all of the interested parties, ...

What happens if you become incapacitated?

If you become incapacitated and cannot communicate important medical decisions, your doctors will consult your advance directive to determine the best course of action. Similar to a power of attorney, an advance healthcare directive can be as broad or as specific as you need it to be.

When to use a durable power of attorney?

Having a durable power of attorney for your spouse is most helpful when he or she becomes incapacitated and is unable to handle their own affairs, or when they’re out of the country. Without a power of attorney, you may have a difficult time making major transactions like selling the house or buying a car.

Can a power of attorney grant access to business assets?

Other agreements may grant the agent access to some assets but restrict access to others, such as authorizing control over personal financial assets but retaining access to business assets. That said, most power of attorney contracts are short and simple, offering the agent access over anything and everything.

Can you have a guardian if you are incapacitated?

To prepare for this contingency, it’s a good idea to issue a special power of attorney to someone else who can step in if—and only when—your primary attorney-in-fact becomes incapacitated. You’ll also want to draft a will that designates a guardian for your children, so that it’s easy for the court to appoint a temporary guardian for your children while you’re incapacitated.

What are the powers of attorney?

Finally, here are some of the rights and responsibilities that whomever you grant a durable power of attorney for finances will have to make: 1 Paying your bills 2 Paying your taxes 3 Conducting your bank transactions 4 Managing and investing your money 5 Purchasing insurance for you 6 Buying, selling and managing any of your property 7 Operating your business 8 Collecting your government benefits and inheritance

What is the name of the document that combines the power of attorney and the healthcare declaration?

Finally, note that some states combine the healthcare declaration and the durable power of attorney for healthcare into one document called an " advance health care directive ".

What does a durable power of attorney do?

With a durable power of attorney for finances, the person you designate will have the ability to make financial decisions for you if you're incapacitated. Just like in healthcare, if you want your partner to have a say, you have to put it in writing. Most states will only recognize biological relatives and married spouses.

Why are medical directives important?

Medical directives are particularly important for unmarried couples because , although most states list biological family members and spouses as potential decision makers, they do not generally list unmarried partners. Even if a state does list unmarried partners as potential decision makers, they are usually given lower priority than married ...

What happens if you don't create a power of attorney?

If you don't create these documents to empower your partner, these decisions will largely be made by your biological relatives who may or may not respect the input of your partner. This article covers the legal implications of unmarried partners, medical directives, and the durable power of attorney.

What is a healthcare declaration?

Your healthcare declaration will set forth your wishes on topics such as resuscitation, desired quality of life and end of life treatments including treatments you don't want to receive. This document is primarily between you and your doctor, and it advises them how to approach your treatment.

What is the first document you need to create to ensure that your medical wishes are honored?

The first document you need to create to ensure that your medical wishes are honored is the healthcare declaration. This written document sets out how you should be cared for in an emergency or if you are otherwise incapacitated.

What Is a Medical Power of Attorney?

A medical power of attorney is also often called a medical proxy or a health care proxy in many states. Unlike a regular power of attorney, this document isn’t related to your finances or estate but your medical care preferences.

Do Your Powers Automatically Transfer to Your Spouse via a Medical Power of Attorney?

The powers to decide on your behalf aren’t transferred to your spouse automatically. Your husband or wife can become your health care agent only if you specify so in a medical proxy. Otherwise, they can’t make choices in your name.

How To Create a Medical Power of Attorney and Name Your Spouse as Your Agent

The table below shows the most popular methods of creating a medical proxy:

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How many people can you appoint as a medical power of attorney?

Usually, you appoint only one person as your medical power of attorney, though you can name alternates for situations when that person might not be available. You will also want to consider whether the person is close by and can meet with your doctors should the need arise.

Why do you need to choose a person to hold your medical and financial power of attorney?

Choosing people you trust to hold your medical and financial powers of attorney gives you more control over your interests and ensures your wishes are followed. Knowing the differences between these two designations will help you decide whether you should appoint the same person to hold both of these directives for you. This article will explore the advance directives known as medical power of attorney and financial power of attorney: what they have in common and what important distinctions can be made between these two legal actions.

What is a power of attorney?

In general, a power of attorney is a document authorizing an individual to make decisions on behalf of another person. The person who gives the authority is called the principal, and the person who has the authority to act for the principal is called the agent, or the attorney-in-fact. You can designate both a financial power ...

Why is it important to review a power of attorney?

Review the Document Periodically: Because it may be hard to predict when you will need a power of attorney, the document may be created decades before it will be used. For this reason, it is important to review the document periodically.

When does a power of attorney take effect?

A power of attorney can take effect as soon as you sign it, or upon the occurrence of a future event. If the power of attorney is effective immediately, it can be used even if you are not incapacitated. If its powers are "springing," they don't go into effect until a future event has occurred. The most common future event is the incapacity of the principal. Incapacity only occurs when the principal is certified by one or more physicians to be either mentally or physically unable to make decisions.

When to use a financial power of attorney?

In some cases, a financial power of attorney can be used for isolated, one-off situations where it is not convenient for you to be present.

Is a medical power of attorney a financial power of attorney?

A medical power of attorney and a financial power of attorney are typically created in separate legal documents. Both are known in legal terms as advance directives. Generally, the law addresses each type of advance directive separately, which limits their authority.

What is a non-spouse agent?

for the benefit of the principal or the principal's family, including the spouse. The agent is usually the executor or trustee of the principal's will and trust, too, Rahn says.

What is a power of attorney?

In general, a power of attorney supersedes the wishes of a spouse, says Scott E. Rahn, founder and co-managing partner of Los Angeles law firm RMO. "Often, a power of attorney is given to another family member, business partner or another trusted adviser with specific expertise in a given discipline, like an attorney, CPA or business manager," he says. A non-spouse may be better able to manage the specific property, business, etc. for the benefit of the principal or the principal's family, including the spouse. The agent is usually the executor or trustee of the principal's will and trust, too, Rahn says.

What happens to a power of attorney after death?

A general power of attorney terminates if you become incapacitated. A durable power of attorney remains in effect after incapacity or death. The person who executes a power of attorney is generally referred to as the "principal," and the person granted authority is called an "agent.".

What is a non-durable power of attorney?

"Non-durable powers are generally given for a limited purpose or transaction, such as a real estate closing, so they only give the powers needed for that purpose and for a limited time. Durable powers of attorney, by contrast, are generally extremely broad in scope, granting the maximum range of powers allowable," he says.

How many rights does marriage have?

Marriage bestows more than 1,138 federal rights and benefits on the wedded couple, including the tax-free transfer of property and division of marital property upon divorce.

When nominating a stepparent to a child, is the last question relevant?

The last question is particularly relevant when nominating one of several children, a step-parent to children, or a non-family member. "Far too many people fail to answer many, all too often any, of these questions and instead simply [select] their spouse, eldest child, [or] all of their children," says Rahn. And this, he adds, "will all but ensure disastrous results."

Does being married give you the final say?

Few relationships hold more legal power than spouses, but simply being married may not mean that someone has the final say in all matters. Find out what power of attorney is and whether it supersedes the rights of the spouse.

What is a health care proxy?

A health care proxy, also known as a durable power of attorney for health care or a medical power of attorney, is a document that lets you appoint a person to make healthcare decisions on your behalf if you’re ever unable to do so.

What does a proxy do for health care?

Your health care proxy may be tasked with making life-or-death decisions on your behalf. And sometimes loved ones, through no fault of their own, may not be able to separate your wishes from their own desire and fear of losing you. That emotional bond and connection that can be so wonderful in life can make things more painful and difficult when faced with a medical emergency.