how to take care of mitchelle blum attorney

Who owns Mitchell Bluhm?

Mitchell D. Bluhm & Associates, LLC is a debt collection law office in Sherman, Texas. It was founded in 2008, has a mid-sized staff of 50 to 99employees, and is managed by owner Mitchell Bluhm. It has a B rating with the Better Business Bureau.

What are the rights of a consumer under the Fair Debt Collection Practices Act?

Your Rights Under the FDCPA. The Fair Debt Collection Practices Act (FDCPA) protects indebted consumers from being harassed by third-party collection agencies. Any company that violates this consumer protection law by using the following tactics can be sued for significant damages. Impersonating law enforcement.

Do you have to prove a bill collector made a false statement?

That is, except for the provision that outlines the procedure for proving false statements. Not only do you have to prove a bill collector made one or more false statements.

Sherman Creditors' Rights Law Firm

The Law Offices of Mitchell D. Bluhm and Associates was founded in 2008 and is located in Sherman, TX. We focus on creditors' rights, debt collection, and FDCPA compliance.

Overview

The Law Offices of Mitchell D. Bluhm and Associates was founded in 2008 and is located in Sherman, TX. We focus on creditors' rights, debt collection, and FDCPA compliance.

How long can a collection agency reach out to you?

Any collection agency can sontinue to reach out to you trying to collect, even after 7 years. Most don't bother, because they know they cannot report the debt to the credit bureaus and so have lost their main weapon to make you want to pay, but there is nothing stopping them from contacting you about the debt itself. They cannot sue you once your SOL passes, which I'm sure yours is long gone since most states have 3-5 year SOLs, but the lower-end collectors who buy these things for pennies may still call and/or send letters for years after that before giving up.

How long does it take to get exclusion from a debt?

You can start to request early exclusion from TU once the DOFD is about 6 1/2 years in the past, as they are known to routinely agree to exclude old debts about 6 months ahead of the end of their reporting life. If you don't want to contact the collector, you can only rely on what you can get done from the TU side. They cannot un-report something without the creditor/collector who put it there agreeing that it is not correct. Your disputes with them are sent directly to the reporting collector for verification and TU's decision is based on that. The only power TU has to alter reporting is to decide to exclude something from your report ahead of schedule. Anything else has to be corrected or removed by the entity that reported it in the first place.