how to find a debt attorney

Here are a few ways to locate a competent lawyer to help you with a debt issue.

• Use the Find a Lawyer tool on Lawyers.com.
• Ask your relatives, co-workers, and friends for a referral. You can also ask for a referral from a lawyer who has assisted you with another matter.
• Check the county or state bar association where you live.
• Look to your prepaid legal plan (if you have one). The plan will direct you to an attorney who can review your case for free and offer services at a ...
• Search online directories. Review the directories that give a lot of information about each lawyer.

Full Answer

How do I find a debt relief lawyer?

Feb 05, 2021 · How to Find a Debt Relief Lawyer Finding a Debt Relief Lawyer. Here are a few ways to locate a competent lawyer to help you with a debt issue. Ask your... Picking the Best Lawyer for Your Situation. Once you obtain several names of recommended debt lawyers, set up a... Cost to Hire a Debt Relief ...

Where can I get a free lawyer for debt collection?

Nov 08, 2021 · The debt settlement attorney will be representing you to get a good deal that can get you out of the huge debt. How to Find the Perfect Lawyer The ideal approach is to meet up with the lawyer you're looking to hire face-to-face. Instead of finding someone over the internet, it will be better that you have a physical meeting with them. ...

How do I find a good bankruptcy attorney?

Aug 26, 2021 · Find an Attorney with Debt Settlement Experience. Just as attorneys specialize in family law, torts, or criminal law, many also specialize in debt …

How do I get a lawyer for tenant and debt collection?

Jan 25, 2017 · Contact a lawyer referral service in your area and ask for an attorney with experience in consumer law, debt collection defense, or the Fair Debt Collection Practices Act (FDCPA). You may be able to find lawyer referrals in your area by checking the American Bar Association website or your state bar association.

How do I deal with debt collectors if I can't pay in South Africa?

DEALING WITH DEBT COLLECTORS If a debt collector refuses to send you copies of loan documents or statements for an alleged debt, you have the right to complain to the Debt Collectors Council. You are also entitled to refuse to pay anything until they give you details in writing and supporting documents to their claim.

Can you file a lawsuit against debt?

If you don't repay or settle the debt, the debt collector can sue you. At this point, you will receive a notice from the court regarding your appearance date. If you fail to show up for your court date, the court will likely rule in favor of the debt collector.Aug 31, 2021

How do you negotiate with debt collectors?

How to Negotiate With Debt CollectorsVerify that it's your debt.Understand your rights.Consider the kind of debt you owe.Consider hardship programs.Offer a lump sum.Mention bankruptcy.Speak calmly and logically.Be mindful of the statute of limitations.More items...•Jun 30, 2020

Can you go to jail for debt?

You cannot be arrested or go to jail simply for being past-due on credit card debt or student loan debt, for instance. If you've failed to pay taxes or child support, however, you may have reason to be concerned.Feb 1, 2021

Can your debt be sold?

Selling or transferring debt from one creditor or collector to another can happen without your permission. However, it typically doesn't happen without your knowledge. By law, a consumer must receive written notice (known as a debt validation letter) within five days of the collector's initial attempt to contact you.

What should you not say to a debt collector?

3 Things You Should NEVER Say To A Debt CollectorNever Give Them Your Personal Information. A call from a debt collection agency will include a series of questions. ... Never Admit That The Debt Is Yours. Even if the debt is yours, don't admit that to the debt collector. ... Never Provide Bank Account Information.Sep 21, 2021

What percentage of debt will collectors settle for?

40% to 50%Typically, a creditor will agree to accept 40% to 50% of the debt you owe, although it could be as much as 80%, depending on whether you're dealing with a debt collector or the original creditor. In either case, your first lump-sum offer should be well below the 40% to 50% range to provide some room for negotiation.Jun 11, 2021

How can I get out of debt without paying?

Ask for a raise at work or move to a higher-paying job, if you can. Get a side-hustle. Start to sell valuable things, like furniture or expensive jewelry, to cover the outstanding debt. Ask for assistance: Contact your lenders and creditors and ask about lowering your monthly payment, interest rate or both.Sep 2, 2021

How to Find a Good Debt Relief Attorney

Finding a good debt relief attorney is the most important step you can take in achieving freedom from overwhelming debt.

Get Recommendations from your Family, Friends & Employer

Talk to friends, family members, and people in your community who have used an attorney. Find out who they hired and what type of service they offer, and if they were happy with the services provided.

Harold Shepley and Associates can Help

At Harold Shepley and Associates, LLC, we have experience dealing with personal debt. We are a full service law firm that is client-oriented and will work hard to meet your needs from d ebt negotiation to bankruptcy. Call us today at 877-827-9006, or complete our easy to use contact form. We're ready to help!

Debt Collection Attorney

If you have used a google search to find a debt collection attorney and found our website, it is quite remarkable. These identical words appear in 1,280 URL’s, in the title of 3,490 website and in the content of 132,000,000 webpages.

Why Do You Need An Attorney?

This seems like an obvious question. “I need a debt collection attorney because I need a debt collected”. The assumption is that you are unable to collect the debt by yourself. The first thing an attorney is going to do is ask for his fee upfront.

Specialized Debt Collection Attorney

Is the attorney specialised in this field or did they have a nice advert and website? If you are searching the web there are a few guidelines that might help you.

Is A Collection Attorney Essential

You can find almost any type of users’ guides on the internet. What cannot be found is the experience a debt collection attorney will provide you in court. If you are going to end up in court – get an attorney. Do you want a different approach? Then Resolute Collections could be your answer.

Cost Of A Collection Attorney

Even the best priced collection attorney is going to set you back $125 per hour. For an experienced debt collection attorney, expect to pay $350 per hour or more. You will then have to estimate how long a defended case will take in working hours. We suggest you plan for a worst-case scenario.

Debt Settlement Negotiation

If you intend to settle your debt claim through negotiation, then we highly recommend that you engage a debt collection attorney. You are probably the worst person to negotiate a settlement if it is not a skill you use regularly. They have talents and skills which we mere mortals do not have.

Some Questions Answered

Generally not purchased. This is really up to you to find out. In our HowTo we suggest you call 3 and decide which is the best option

How do I choose a bankruptcy lawyer?

Choosing a bankruptcy lawyer is essentially a two-step process: Begin by finding and vetting likely candidates. Complete the mission by interviewing the handful that meet your criteria, then retain the one that feels the most compatible.

Why do bankruptcy attorneys help?

It helps if the attorney has empathy for the client’s situation. Maybe they’re enduring a divorce, he says. Or their kid is sick or the car broke down or they lost their job. The go-to bankruptcy attorney knows overwhelming financial strife often creates more problems and increases misfortune.

Who is Bill Fay?

Bill “No Pay” Fay has lived a meager financial existence his entire life. He started writing/bragging about it in 2012, helping birth Debt.org into existence as the site’s original “Frugal Man.” Prior to that, he spent more than 30 years covering the high finance world of college and professional sports for major publications, including the Associated Press, New York Times and Sports Illustrated. His interest in sports has waned some, but he is as passionate as ever about not reaching for his wallet. Bill can be reached at [email protected].

What are Credit Laws?

Credit laws refer to a special category of state and federal laws that aim to regulate issues ranging from financial charges to extending pre-established lines of credit. Basically, if a financial institution or company is in the business of lending or offering credit to customers, then it most likely has to comply with various credit laws.

What Types of Matters Do Credit Lawyers Handle?

A credit lawyer is a lawyer who is qualified to assist consumers in repairing errors found in their credit reports, which in turn, can raise the level of their credit score or reinstate their accurate credit score amount.

What Is It Important to Have a Credit Attorney?

Credit attorneys can be a valuable resource for those who face debt collection issues or are involved in a credit dispute. As discussed above, having a good credit score is crucial for gaining access to a loan or being granted a line of credit.

How Do I Know if a Credit Lawyer is Right for Me?

Finding the right credit lawyer depends on a number of factors. For one, you need to hire a lawyer who not only handles credit and/or debt matters, but also practices law in your area.