how do i find a foreclosure attorney

How to Find a Good Foreclosure Attorney.

• 1. Review the correspondence from the bank. Before you contact any attorney, you need to understand your situation. Many people may jump to the ...
• 2. Analyze your current finances. You need to decide if you are going to try to keep the house and defeat a foreclosure effort, or if you need an ...
• 3. Think about filing bankruptcy. If your overall debts outweigh your assets, then filing bankruptcy may be a good idea. In a Chapter 7 or Chapter 13 ...
• 4. Decide whether you want to fight the foreclosure or settle it. An attorney with experience in foreclosure law can help you oppose the bank’s ...

Full Answer

How do I find a foreclosure agent?

A lawyer will defend you against foreclosure, negotiating with your creditors and helping you find alternatives, such as a short sale, so that you receive the most money back. Why hire a Foreclosure attorney. Homeowners threatened with losing their home through a bank foreclosure may benefit from the services of a real estate foreclosure attorney.

How can a foreclosure attorney help you?

You should speak with an attorney regarding your foreclosure situation in order to determine your possible courses of action. A real estate lawyer can provide valuable legal information as well as representation in a court of law should a lawsuit become necessary. Contact a lawyer to learn more about your state’s foreclosure laws.

Do you have to file your own foreclosure lawsuit?

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How does the foreclosure process work in New York?

It can occur either by court order, or through a specific statutory process that is dependent on your jurisdiction. Contact a Foreclosure Attorney If you’re behind on your house payments and don’t know what to do, don’t delay, and call a foreclosure attorney now.

What a Foreclosure lawyer can do for you

A foreclosure attorney can figure out how to keep your home or, if that is not an option, how to make money off its sale. A lawyer will defend you against foreclosure, negotiating with your creditors and helping you find alternatives, such as a short sale, so that you receive the most money back.

Why hire a Foreclosure attorney

Homeowners threatened with losing their home through a bank foreclosure may benefit from the services of a real estate foreclosure attorney. When you buy a home, you usually get a bank loan and agree to repay it with monthly payments.

Did you know?

In 2012, there were over two million foreclosure filings. Using a bankruptcy attorney to file for Chapter 13 bankruptcy has the potential to stop a mortgage foreclosure in its tracks.

What are Foreclosures?

A foreclosure is forced sale of home or property by a financial institution such as a bank or mortgage company. Unless you paid for your property in full (cash) at the time of purchase, most property owners use a 3rd party to provide the additional funds to complete the sale.

What is the Foreclosure Process?

The foreclosure process varies from state to state, but the process is generally very straightforward and typically lasts up to 6 months. The process depends on whether the foreclosure is a judicial sale or a nonjudicial sale.

Do I Need a Foreclosure Attorney?

A real estate attorney can help you in many ways throughout the process. An attorney will not only defend you in the foreclosure proceeding, but will also work with your lender to figure out alternatives which may help you remain in your home.

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What to do if you are behind on your house payments?

If you’re behind on your house payments and don’t know what to do, don’t delay, and call a foreclosure attorney now. If a Notice of Default has been issued, again the first thing you should do is contact a foreclosure attorney to receive a legal review of your situation.

Why do people get behind on their mortgage?

This may occur for a variety of reasons, from job loss, poorly performing investments, medical issues, or even natural disasters .#N#When people get behind on their mortgage, a lender may attempt to foreclose on their property. Foreclosure is a legal process by which the lender forces the sale of a piece of property to recover losses when a borrower stops making payments. It can occur either by court order, or through a specific statutory process that is dependent on your jurisdiction.

Can a foreclosure attorney help you?

The specific ways in which a foreclosure attorney will be able to help you depend largely on circumstances of your particular situation.

What to do when facing foreclosure?

Be proactive. The worst thing you can do when facing foreclosure is to simply throw up your hands and give up. Simply staying in touch with your bank or other lender--and looking over your options with an attorney--can work wonders.

How to keep your home from being foreclosed on?

To keep from losing your home to foreclosure, you need to know your rights as a homeowner. Banks and other lenders are bound by certain laws and regulations, and must follow certain procedures before they can legally foreclosure on your home. With the help of a foreclosure attorney and possibly a bankruptcy lawyer, you may be able to solve your money crunch and keep your home.

Can you avoid foreclosure when buying a house?

When most people buy a new home, the last thing they ever expect to contend with is foreclosure. Unfortunately, circumstances beyond your control can put you on the road to losing your home. But even if the situation seems dire, there are ways to avoid foreclosure.

Is legal assistance bad for foreclosure?

Separating legitimate organizations from those engaged in foreclosure fraud can be nearly impossible for someone who is unversed in such scenarios, which is why legal assistance is never a bad idea.

Can a lender foreclose on your home?

The truth is, your lender doesn't want to foreclose on your home . In fact, your mortgage company would prefer to have you stay in your home, while sending them regular mortgage payments. But if you've fallen behind on your loan, it may seem as if it's impossible to get caught up.