does it matter which bankruptcy attorney you use

In all likelihood, you’ll want to hire a lawyer who specializes in bankruptcy. Though the last major revision to bankruptcy law was passed in 2005, interpretations of the law are constant. “You might read a phrase in the statute and think it’s cut-and-dried,” Judge Peek McEwen says, but it’s not necessarily so.

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How do you file for bankruptcy without a lawyer?

May 22, 2013 · After you have interviewed every bankruptcy lawyer on your list, it is time to decide which bankruptcy lawyer to hire. If you only interviewed one, but he or she met all your qualifications, or you met with several, but one was clearly best …

Can I file bankruptcy without a lawyer?

Dec 14, 2016 · When you interview a bankruptcy lawyer, you want to be confident about their competency and comfortable that they care about solving your problem. Here are some questions that should help you arrive at both. ... Don’t get “milled” while searching for a bankruptcy attorney. Volume doesn’t matter. Empathy, experience and expense, do.

How do I find an affordable bankruptcy attorney?

The new bankruptcy law, BAPCPA (“Bankruptcy Abuse Prevention and Consumer Protection Act”) requires that a debtor’s assets must be valued at “replacement cost.”. In fact, if you meet with your attorney, he will give you a notice required by section 527 (c) of the Bankruptcy Code, which probably explains valuation similar to this ...

How to file bankruptcy without a lawyer?

Mar 30, 2018 · We’ve mentioned this a few times in this short post, but it’s worth mentioning again: you don’t want to file bankruptcy without an attorney. Most pro se cases don’t lead to a successful discharge of debt. While a bankruptcy attorney does cost money, it’s worth the peace of mind to have your debt dealt with swiftly by an expert who will be able to ensure that you …

Should you seek legal advice when filing for bankruptcy?

Individuals can file bankruptcy without an attorney, which is called filing pro se. However, seeking the advice of a qualified attorney is strongly recommended because bankruptcy has long-term financial and legal outcomes.

How a bankruptcy lawyer can help you?

Bankruptcy lawyers are the people to turn to if you're considering filing for bankruptcy. Because their job is to help people overcome debt, they understand your situation and can walk you through the entire process; whether you need some advice or want to file for bankruptcy protection.Dec 28, 2021

What's the difference between Chapter 7 and Chapter 13 bankruptcy?

The biggest difference between Chapter 7 and Chapter 13 is that Chapter 7 focuses on discharging (getting rid of) unsecured debt such as credit cards, personal loans and medical bills while Chapter 13 allows you to catch up on secured debts like your home or your car while also discharging unsecured debt.

What type of bankruptcy is Chapter 13?

Chapter 13 is a reorganization bankruptcy designed for debtors with regular income who have enough left each month to pay back at least a portion of their debts. The amount you'll repay will depend on how much you earn, the amount and types of debt you owe, and how much property you own.