denver forclosure attorney who drafted the law

Who is the only law firm in Colorado that has in-house loan modification and loss mitigation negotiators?

Gantenbein Law Firm is the only law firm in Colorado that has an in-house loan modification and loss mitigation negotiators, that work in assistance with our foreclosure attorneys, for the duration of your case. For more information, visit our loan modification negotiators webpage.

What are the things that can put you in foreclosure?

There are circumstances in life that we have no control over. A job loss or cutback, an expensive, emergency medical issue or a death in the family are just a few things that can quickly place you in foreclosure.

Is foreclosure hopeless in Colorado?

There are many alternatives to foreclosure. Lender foreclosures and HOA foreclosures are not hopeless. We offer foreclosure help in Colorado. Our attorneys have the proven experience and skill to negotiate loans and loan modifications, even if you’ve been denied before. Our expertise includes negotiating a sale, a short sale, refinancing, bankruptcy, reduction in interest rate, reduction in principal owed, having arrears eliminated or placed at the end of a loan, or negotiate a reduction in your monthly mortgage payment. We will use every legal aspect accessible to save your home.

Colorado Attorney Defending Against Deficiency Judgments

In some circumstances, the law in Colorado allows the bank or other lender to seek the difference between the sale price of a foreclosed property and the amount owned on the mortgage loan. The lender has six (6) years to seek a deficiency judgment after the foreclosure sale is concluded.

Experienced Short Sale and Foreclosure Lawyers

Jeff helps the client defend against deficiency lawsuits. Banks and other lenders can sue for breach of contract, alleging that the homeowner did not pay what was owed on the mortgage contract after a foreclosure sale.

Why a Short Sale Is Better Than Foreclosure

The threat of a deficiency judgment is one of the reasons why a short sale is better than foreclosure — in most short sales, a deficiency judgment is not an option for lenders. Our experienced and knowledgeable attorneys advise clients about their options.

Help for Homeowners

A number of resources are available to help homeowners facing foreclosure.

How Can I Save My House?

Absent a renegotiation of the loan between the lender and borrower, the borrower may stop the foreclosure process by "curing" the default. This means the borrower may bring the loan up to date by paying the outstanding loan default.

I've Filed an Intent to Cure. What Happens Next?

1. Once a homeowner has filed an Intent to Cure, the Public Trustee will contact the lender’s attorney to obtain current cure figures.

Information for Lenders

Cover letter with instructions to the Public Trustee including contact information for your firm.

For Lenders: Three Methods of Filing Foreclosures

Scan all documents as a TIF or PDF at a resolution of at least 200 DPI.

For Lienholders: Redemption

Redemptions take place only after a property has been sold at a foreclosure auction and is primarily a mechanism for junior lien holders. Please bring the appropriate documentation and payment to our offices, Monday-Friday, 8 a.m. - 5 p.m. We are at 201 W. Colfax Ave., Dept. 101.