consumer attorney who does fdcpa eugene or

Does the FDCPA apply to attorneys?

Free profiles of 1 top rated Eugene, Oregon consumer law attorneys on Super Lawyers. Browse comprehensive profiles including education, bar membership, awards, jurisdictions, and publications. ... Consumer law attorneys are expert in consumer protection laws and dealing with the Federal Trade Commission and other agencies established to protect ...

Was the defendant acting as a debt collector under the FDCPA?

Every initial meeting is free so give me a call if you have questions or want to schedule a meeting. Claimed Lawyer Profile Offers Video Conferencing. John Francis Butler Jr. Eugene, OR Consumer Law Lawyer with 20 years of experience. (541) 683-6652 440 E …

How does the FDCPA protect me from third-party creditors?

Jan 22, 2019 · Passed in 1977 and primarily enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB), FDCPA is the Fair Debt Collection Practices Act. It was designed to help eliminate some of the “abusive, deceptive, and unfair debt collection practices” that plagued consumers facing debt, as the Federal Reserve ...

What is the FDCPA and how does it affect you?

Gordon Aylworth & Tami PC. 4023 W 1st Ave, Po Box 22338, Eugene, OR. Save. Not yet reviewed. Licensed for 15 years.

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It is always a good idea to research your lawyer prior to hiring. Every state has a disciplinary organization that monitors attorneys, their licenses, and consumer complaints. By researching lawyer discipline you can:

Do debt collectors have to disclose information?

Under the FDCPA, debt collectors are required to disclose certain information if you request it. You have the right to challenge your debt and have it validated by the collectors. An FDCPA attorney knows the most important information to request and how it can be used to your benefit.

How to be a bill collector?

In general, collectors cannot be: 1 Calling you repeatedly or contact you at an unreasonable time (the law presumes that before 8 a.m. or after 9 p.m. is unreasonable) 2 Placing telephone calls to you without identifying themselves as bill collectors 3 Contact ing you at work if your employer prohibits it 4 Using obscene or profane language 5 Using or threaten to use violence 6 Claiming you owe more than you do 7 Claiming to be attorneys if they’re not 8 Claiming that you’ll be imprisoned or your property will be seized 9 Sending you a paper that resembles a legal document 10 Adding unauthorized interest, fees, or charges 11 Contacting third parties, other than your attorney, credit reporting bureau s , or the original creditor, except for the limited purpose of finding information about your whereabouts. Unless you have asked collectors in writing to stop contacting you, they can also contact your spouse, your parents (if you are a minor), and your co-debtors

What is the purpose of the FDCPA?

The FDCPA was also intended to protect debt collectors of consumer debts who do follow the law from being undercut by debt collectors who do not. [2] Attorneys who do not style themselves as debt collectors may wonder if the FDCPA applies to their activities. Initially, the FDCPA did not apply to attorneys.

What is the Fair Debt Collection Practices Act?

§ 1692, was created to “eliminate abusive debt collection practices” utilized by those seeking to recover consumer debts. [1] . The FDCPA was also intended to protect debt collectors of consumer debts who do follow the law from being undercut by debt collectors ...

What is the Fair Debt Collection Practices Act?

The Fair Debt Collection Practices Act, or FDCPA, is one tool consumers have to fight back against debt collection. So anytime you are bill collected, it’s worth inquiring into whether your rights under the FDCPA have arisen, and to have your collection account reviewed by an experienced Fair Debt attorney.

What is debt collector?

The term “debt collector” means any person who uses any instrumentality of interstate commerce or the mails in any business the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due or asserted to be owed or due another.

What does "creditor" mean in a credit report?

The term “creditor” means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. Analysis.

What is debt in banking?

The term “debt” means any obligation or alleged obligation of a consumer to pay money arising out of a transaction in which the money, property, insurance, or services which are the subject of the transaction are primarily for personal, family, or household purposes, whether or not such obligation has been reduced to judgment.