can you hide your social security number when you show your power of attorney papers?

by Shanelle Harber 8 min read

How do I get a power of attorney for Social Security?

You can do that by applying at your local SSA office. They will ask you to fill out an SSA-11 form, show proof of identity, and provide your SS number. This must be done in person and not online or by mail. Having a power of attorney drawn up is important for many people who are close to …

Can I Manage my mother’s Social Security with power of attorney?

Jan 27, 2010 · Posted on Jan 27, 2010 Lawyers and financial institutions have a legal obligation to confirm the identity of the people who come to them for services. In such a case it is proper to request a photo id and your SS number. There are always people who will abuse this information, but for the most part banks and lawyers should not be that type.

How do identity thieves use your Social Security number?

This is the best solution! It is faster, free, and doesn’t come with all of the encumbrances of a court appointment. The steps to becoming a representative payee is as follows: Fill out (or least review) SSA 11 Request to be Selected as Payee form. Schedule a …

Do I have to give the government my Social Security number?

To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online. “You’ll need to enter your personal data, take …

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Does Social Security recognize a power of attorney?

No. The Social Security Administration does not recognize power of attorney as conferring authority to manage another person's benefits. Nor is it sufficient to have your name on your mother's bank account or be her authorized representative.

What is the difference between a payee and a power of attorney?

An agent under power of attorney still needs to act in the best interest of the person who gave it to her and spend the funds for that person's benefit but a representative payee is something more.Mar 13, 2018

Can a POA change a Social Security direct deposit?

Being an authorized representative, having power of attorney, or a joint bank account with the beneficiary is not the same as being a payee. These arrangements do not give legal authority to negotiate and manage a beneficiary's Social Security and/or SSI benefits.

How do I send power of attorney to Social Security?

If you decide to appoint someone to help you with your case, you must tell us in writing. You can sign and submit a written statement appointing the person, or use our standard form SSA-1696, Appointment of Representative.

Can I be my own payee for Social Security?

Can I be my own payee? Yes. To be your own payee, you need to show Social Security that you are physically and mentally able to manage your money.

Who gets a deceased person's Social Security?

Your family members may receive survivors benefits if you die. If you are working and paying into Social Security, some of those taxes you pay are for survivors benefits. Your spouse, children, and parents could be eligible for benefits based on your earnings.

How do I hide money from SSI?

How to Avoid Being Cut Off SSI Benefits When You Get a Sum of...Buying a home or paying off a mortgage, if the SSI recipient is on the title or has a lifetime agreement to be a tenant of the home. ... Buying a car or paying off a car, if the SSI recipient is on the title.Buying homeowner's insurance or car insurance.More items...•Dec 12, 2018

Can a payee go to jail?

Payees are required to spend the beneficiary's money only on the payee's medical needs and personal expenditures. If a representative is caught misusing a beneficiary's funds, he or she will not only have to repay the beneficiary, but also face fines and even imprisonment if found guilty.

What happens to unused Social Security benefits?

Any unused money goes to the Social Security trust funds, not a personal account with your name on it. Many people think of Social Security as just a retirement program. Most of the people receiving benefits are retired, but others receive benefits because they're: Someone with a qualifying disability.

How can I get my mother Social Security number?

To proceed, make an electronic Request for Deceased Individual's Social Security Record. Or, print and complete Form SSA-711 and send us a check or money order for the appropriate fee, made payable to the Social Security Administration. If you prefer, you may pay by credit card.Feb 27, 2019

How can I obtain my Social Security number?

To apply for an original card, you must provide at least two documents to prove age, identity, and U.S. citizenship or current lawful, work-authorized immigration status. If you are not a U.S. citizen and do not have DHS work authorization, you must prove that you have a valid non-work reason for requesting a card.

What is the monthly amount for Social Security disability?

Social Security disability payments are modest At the beginning of 2019, Social Security paid an average monthly disability benefit of about $1,234 to all disabled workers.

2 attorney answers

Lawyers and financial institutions have a legal obligation to confirm the identity of the people who come to them for services. In such a case it is proper to request a photo id and your SS number. There are always people who will abuse this information, but for the most part banks and lawyers should not be that type.

John William Callinan

I would always recommend consulting with local counsel, preferably a certified elder law attorney.

How to approach Social Security Administration?

One way to approach the Social Security Administration is with a court-appointed guardianship. This is an expensive, time-consuming process — but agencies such as the SSA are required to deal with a beneficiary’s court appointed guardian. First, you’ll have to hire an attorney to file a petition for a guardianship hearing.

What is the second option for Social Security?

The second option is applying to become a representative payee. This program is specific to the Social Security Administration, and it allows an individual to manage the Social Security payments of a beneficiary who is incapable of managing his or her own Social Security.

What is a representative payee report?

Understanding Your Responsibility a a Representative Payee Report. The SSA requires that a representative payee file an annual accounting called the Representative Payee Report. This report details what you, as the representative payee, have done with the beneficiary’s funds during the previous year.

What does "friend without custody" mean?

A friend without custody, but who shows strong concern for the beneficiary’s well-being, including persons with power of attorney; Anyone not listed above who is qualified and able to act as payee, and who is willing to do so; An organization that charges a fee for its service.

What does the court have to do with a guardian?

The court then transfers the responsibility for managing all living arrangements, and medical decisions to the guardian.

What is a natural or adoptive parent?

A natural or adoptive parent without custody, but who shows strong concern; A relative or stepparent with custody; A close friend with custody and provides for the child’s needs; A relative or close friend without custody, but who shows strong concern; An authorized social agency or custodial institution; or.

Can you fill out a beneficiary report?

If you have kept accurate records of the beneficiary’s funds over the course of the year, the report will be very easy to fill out. Commingling funds, or not keeping accurate records of expenditures, can lead to an incredible headache when it comes time to file the report.

Why do you lock your SSN?

Here’s why you might consider locking your SSN. For starters, locking it prevents anyone, including you, from using your SSN for any purpose. If your number isn’t active, identity thieves can’t use it either. But locking your number is an action with far-reaching implications and shouldn’t be taken lightly. While fraud is a legitimate concern, ...

Can I lock my Social Security number?

Ultimately, there’s no major downside to locking your Social Security number if you have no plans to take out loans or apply for new jobs in the near future. To lock your Social Security number, visit the U.S. government’s myE-Verify website and complete the necessary steps online.

How many social security numbers were exposed in the 2017 Equifax breach?

Data breaches are one major way, and are unfortunately becoming increasingly common. The 2017 Equifax breach exposed more than 143 million social security numbers when cyber criminals exploited a vulnerability on the credit bureau’s website.

When will identity theft be on the minds of Americans?

January 9, 2020. Identity theft is on the minds of many Americans these days. With a number of recent data breaches, consumers are being extra cautious about how and where they share and use personal information. While the breach of any personal and financial information can wreak havoc on your credit — and your life — no other personal information ...

What does it mean when your tax return is rejected?

If you or your tax preparer attempt to file your tax return and it is rejected as a duplicate, that likely means you have been the victim of tax return fraud. Obtaining medical care or prescriptions – Your social security number gives thieves access to just about any and everything that belongs to you.

How long does it take to recover from identity theft?

Therefore, it can take years to recover from identity theft when a social security number has been compromised.

Can identity thieves use your social security number?

Identity thieves are often very clever and can operate for many years using your social security number. If they’re using your identity for smaller, less obvious crimes that running up a bunch of credit card debt, their crimes can be more difficult to detect.

Does Lexington Law have a free credit repair?

Lexington Law offers a free credit repair consultation, which includes a complete review of your FREE credit report summary and score. Call us today to take advantage of our no-obligation offer.

Can a thief steal my Social Security number?

Stealing your benefits – With your social security number in hand, a thief can access your Social Security or unemployment benefits.

How to become a representative payee for Social Security?

Applying to become a representative payee usually requires a face-to-face interview at your local Social Security office, which you can schedule by calling 800-772-1213. You’ll need to bring proof of your identity.

How to manage a parent's Social Security?

To manage a parent’s Social Security, you have to be appointed a representative payee by Social Security. Your chief responsibility in this role is to make sure your mother’s benefits are used to meet her essential needs, such as food, shelter, household bills and medical care.

Can I update my Social Security number online?

Many Social Security services are available online and by phone. If you have a "dire need situation" regarding your benefits or need to update information attached to your Social Security number, such as your name or citizenship status, you may be able to schedule an in-person appointment.

Can I use my Social Security money for my mom?

It’s also permissible to use the money for personal needs such as clothing, household items and recreation. Social Security advises that any remaining funds go into an interest-bearing account or savings bonds for your mom’s future needs.

Can I be the owner of my mother's Social Security account?

You can’t be an owner of the account or bonds, and you can’t mingle these funds with your own money. You’ll need to keep records of how you spent and saved your mother’s benefits; Social Security requires some representative payees to file an annual report.

What happens if you refuse to provide your SSN?

If you refuse to provide your SSN, companies may choose not to do business with you , but there's no law that prevents them from asking for it. These are some examples of businesses that require a Social Security number for legitimate purposes: • Insurance companies.

What does SS number mean?

Federal law mandates that state Departments of Motor Vehicles, tax authorities, welfare offices, and other governmental agencies request your SS number as proof that you are who you claim to be.

When was the Identity Theft Task Force established?

Criminals took advantage of that complacency, and as a result, the federal government established the Identity Theft Task Force in 2006. One of the first recommendations the task force made was decreasing the unnecessary use of Social Security numbers.

How many digits are in a social security number?

Since its inception, the number has always been made up of the following three parts: The first three digits, which comprise the “Area Number”. The next two digits, which comprise the “Group Number”. The last four digits, which comprise the “Serial Number”. Given that the social security number format was designed to track unique ...

Where did I apply for my social security card in 1972?

If you were issued a social security card before 1972, your Area Number was tied to the state where your card was applied for. In the early days of card issuance, many adults applied for their social security at social security offices near where they worked. If not, then they tended to apply for them near their homes.

What does group number 01 mean?

What this means is that someone whose Group Number is 01 will be older than someone whose Group Number is 99. Accordingly, the Group Number will fairly reliably indicate, at the very least, how old you are in relation to anyone else within the Area Number.

What is a group number?

The Group Number. The Group Number is a subset of the Area Number and ranges from 01 to 99. For each Area Number, there are 99 possible combinations (from 01 to 99), and although they’re not issued in consecutive order, there is a method to the madness, and it’s based on the order in which card numbers are applied for within a particular Area ...

When did the SSN change to randomization?

The Area Number from June 25, 2011 to the present. On June 25, 2011, Social Security changed the numerical assignment process to one of “randomization” for the purpose of protecting the integrity of the SSN and freeing up more numbers, thus extending the longevity of the nine-digit format.

When did Social Security centralized?

In 1972 , Social Security centralized its operations, and until June 25, 2011, the Area Number tied to the zip code of the mailing address on the card application. (By the way, this is what ZIP code actually means .)

Who is Lauren Cahn?

Lauren Cahn is a New York-based writer whose work has appeared regularly on Reader's Digest, The Huffington Post, and a variety of other publications since 2008. She covers life and style, popular culture, law, religion, health, fitness, yoga, entertaining and entertainment. Lauren is also an author of crime fiction; her first full-length manuscript, The Trust Game, was short-listed for the 2017 CLUE Award for emerging talent in the genre of suspense fiction.

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