attorney who sues unum in texas

Do you need a lawyer for Unum disability insurance claims?

Oct 17, 2013 · Unum again terminates benefits claiming fraud and requests repayment for over $1 million in overpaid benefits. In the Fifth Circuit case of Truitt v. Unum decided in September of 2103, an attorney received benefits from Unum for her inability to work in her occupation due to back, foot and leg pain. After receiving benefits for approximately three years her scorned …

What is an Unum class action lawsuit?

Apr 16, 2014 · Unum lawsuit accuses Unum Life Insurance of America of wrongfully denying a disability claim in bad faith.

What happened to Unum disability insurance?

Jun 01, 2011 · Disability Lawyer Sues Unum on Behalf of Disabled Worker. Unum disability attorneys Marc Whitehead & Associates sometimes have to file suit in federal court on behalf of Unum insurance holders who were unfairly denied their benefits. Millions of workers in the U.S. have bought individual and group disability policies from Unum, one of the largest insurance …

What should I do if my Unum disability claim is denied?

Goodwin Atty Sues Unum, Provident For Disability Benefits. Law360 (August 16, 2021, 4:52 PM EDT) -- The former managing partner for Goodwin Procter LLP's …

Why does Unum deny disability claims?

Unum denies many valid disability insurance claims simply because their customers missed this deadline. In addition, Unum requires a significant amount of information for each disability insurance claim, including: Personal information and contact information. Details of your employment demands, both physical and mental.

What is Unum insurance?

Unum offers various insurance policies to help people meet their financial needs if illness or accidents suddenly render them unable to work. The policies may include short and long-term disability coverage for both individuals and employers.

What is disability insurance?

A disability insurance policy is a contract between two parties—the insured and the insurer—that creates rights and responsibilities on both sides. At its most basic, a disability insurance policy requires the insured to pay a monthly premium. In exchange, the insurer provides disability benefits should the insured unexpectedly become disabled.

What is Unum Disability?

Unum Disability Insurance Policies. Unum Group is a leading disability insurance company in both the United States and the United Kingdom. Formerly known as UnumProvident, the Unum Corporation also includes Provident Life and Accidental Insurance Company and The Paul Revere Life Insurance Company. With more than $10 billion in annual revenue in ...

Does Unum have a duty to act in good faith?

Unum and other insurance companies have an obligation to act in good faith and to fulfill their contractual obligations to their policyholders. Unfortunately for the disabled, this does not always happen, and many people suffer through unreasonable delays in obtaining their disability insurance benefits, or experience wrongful denials of their valid disability insurance claims. If you developed a disability that prevents you from working and are getting the run-around from your insurance company—or if your insurance company denied your claim—speak with a disability insurance claim attorney or ERISA lawyer as soon as you can.

What is a TBI?

Traumatic brain injuries (TBIs)– Traumatic brain injuries take place when you hit your head on another object or your head moves around with enough force to cause the brain to strike the inside of the skull. They often result from motor vehicle accidents, falls, hitting hard objects, or violent assaults.

Can I get disability if I am denied by Unum?

A denial does not necessarily mean that you will never receive disability insurance benefits under your Unum policy. However, just as Unum employs multiple ways to justify wrongful denials, its customer care claim representatives are also skilled in challenging the appeals of denied disability insurance claims—so hire a disability insurance appeal attorney who understands how to effectively and aggressively defend your rights and get the disability insurance benefits you deserve.

What was the Unum lawsuit?

The Unum class action lawsuit came about after an investigation by the Department of Labor that put the long history of Unum claim denial under the microscope. The investigation also looked into Unum’s subsidiary companies, which at the time were Unum Life Insurance Company, Paul Revere Life Insurance Company, and Provident Life ...

When did Unum start?

In the Unum class action lawsuit that’s been called “The Unum/Provident Scandal,” Unum (known then as Unum/Provident) was alleged to have denied or terminated thousands of legitimate disability claims starting in the 1990s and continuing until 2002. The Unum class action lawsuit came about after an investigation by the Department ...

What is class action suit?

Class action suits are an effective way for ordinary people with similar legal complaints against a single company to pool their resources and take on a giant corporation. Instead of representing a single client, a disability insurance lawyer may represent hundreds of clients.

Is Unum a bad company?

Take the insurance company Unum, for instance. They’re one of the largest providers of employee group disability benefits policies in the United States. They have a bad reputation for unfairly delaying and denying disability benefits to policyholders who become too ill or injured to work. Their underhanded tactics have resulted in numerous lawsuits and class actions filed against the company.

Is Unum a class action lawsuit?

In an investigation that involved insurance regulators from 48 states, lawsuits against Unum were granted class action status for violation of ERISA laws. ERISA are the federal laws that govern most employee group short term and long term disability insurance policies. Although ERISA provides policyholders with the right to appeal a denial ...

What to expect in a Group Policy (ERISA) lawsuit with UNUM

The vast majority of UNUM disability insurance claims Dell & Schaefer handles involve group disability policies, known as ERISA policies. These are different from individual disability insurance policies in that the claimant received the policy from their employer. Under an ERISA policy, a claimant must first file an administrative appeal.

An advantage of suing UNUM with a Group Policy (ERISA)

Although suing UNUM under an ERISA disability policy does present some challenges (such as the two-step appeal process and the arbitrary-and-capricious standard), it comes with some advantages as well. Disability claimants won’t need to come to court or testify, and after hiring Dell & Schaefer, you won’t need to do much work at all.